Personal Finance and Lifestyle Guide
Being a woman in a man’s world is a difficult task at times. Of course, being anything in this world is a difficult task at times. I’m aware that women still don’t make as much as men most of the time, and that not everyone views women as equals at all times. The fact of […] More
You won’t find me buying a house without a down payment, but it’s a growing trend to do just that. Personally, I’m not a fan of going into anything owing more money that something is worth and/or not having any equity. You can do what makes you most comfortable, but that’s just where I stand. […] More
Being married to a banker has its perks; like never having to go to the bank. I’m not kidding when I say that I have not done any of my own banking in almost 15 years. My husband was a part-time teller in college when we first met. Over the course of the 16 years […] More
Your professional life has everything to do with your financial life. Imagine my shock when I recently overheard someone mention that they don’t see the correlation between their professional and their personal lives. It seems so simple to me; your professional life has everything to do with your job, and your job has everything to […] More
To open a business credit card account or not to open a business credit card account; that is the question many small business owners find themselves asking on a regular basis. Do I or don’t I? Should I or shouldn’t I? It’s a great question, and it’s not a stupid question (my parents always taught […] More
Life insurance is one of those things no one really wants to talk about. I don’t like to talk about it. It’s not something that makes me feel comfortable or good in any way. In fact, it makes me feel slightly depressed. Life insurance has a way of reminding us of our mortality and the […] More
Scratching something into the windows of my car sounds a lot like something my 5-year-old might do. She’s been known, after all, to draw on her bed, her walls, her curtains and her doors when she cannot find paper. She does this by slyly asking us if she can color in her room. We, thinking […] More
An excellent credit score is important. Perhaps if you have cash to pay for everything in life, it’s not that important. However, it’s important even if you do have the cash for things like that. Even if you never plan on using credit for anything over the course of your entire life, you still need […] More