Personal Finance and Lifestyle Guide
With four small kids of my own and the thought of four college tuition payments, four cars, four weddings and four proms – my husband and I try not to think too much about the future. We choose to look as far into the future as “Is there enough wine in this house to get […] More
Mortgages are all the same, right? Wrong; they’re so different just thinking about it gives me a dull ache between my eyes. Mortgages are different in every way, shape and form. I remember when my husband and I were 20 and 21, and we began the process of building our starter home. We were planning […] More
 I don’t even want to go into detail about the people who owe student loans after graduation. It’s depressing, and I’m having a lovely day I don’t want to affect by looking up depressing information. However, I will tell you that student loan debt statistics are depressing; most people owe them, most people owe […] More
Your credit score is not perfect. This might come as a shock to some and less so to others, but here is the deal; not one person or one thing in this world is perfect. Except Neiman Marcus cookies; Neiman Marcus cookies are perfect. There, I said it. That’s not the point, though. To get […] More
Makeup is personal. I like mine on my face at all times, and I like it classic. I like a subtle smoky eye throughout the day, light highlighting and contouring, a little blush and mascara and either bold red or bright pink lips – it just depends on what I’m wearing. Essentially, I like my […] More
Have you ever heard of the 50/20/30 budget? I’d not heard of it until very recently, and I have to admit at first I was confused. Now that I’ve read a bit more about it, I think it’s a fascinating concept; one that perhaps we should teach our kids as they are growing up to […] More
The Target REDcard is a great card to have if you’re into savings and rewards (and who isn’t?). What most people don’t realize, however, is that there is more to the REDcard than meets the eye. The biggest misconception so many consumers have is all about what the REDcard really is. Some consider it a […] More
Math tends to be a very favorite subject of some and a much-hated subject of everyone else. Count me in the “I don’t care much for math,” category and call it a day. Numbers do nothing for me past allowing me to balance my checkbook, being able to make calls or send texts or know […] More