Personal Finance

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  • in Personal Finance

    5 Key Mindset Principles to Master Your Money

    You know all those Pinterest quotes and sayings and those supremely positive and uplifting,” Choose happiness,” posts people use on social media all the time anymore? Well, as irritating as it might be to some to scroll through newsfeeds and photos and feel as if you’ve left Facebook and entered a world of early morning […] More

  • in How to Save Money

    How You Can Save Money Using a Balance Transfer

    Everyone has heard the terms ‘balance transfer’ but few people put much thought into it. Perhaps you’ve done it a few times and perhaps you understand the concept. Or maybe you don’t. On one hand, people with credit cards should not carry a balance so, therefore, a balance transfer should not be necessary. On the […] More

  • in Personal Finance

    Why Prenups Aren’t Just for the Super Rich

    The first question many people ask when a celebrity couple or wealthy couple decides to wed is, “Will there be a prenup?” and it’s not considered uncommon. However, while many people assume that prenups are just for the rich and famous, it’s not the case. It’s a great way to protect your assets and your […] More

  • in Personal Finance

    How to Stick to Your Financial Plan by Making Goals Exciting

    Few things about personal finance or budgeting seem at all exciting, and it’s just par for the course. The vast majority of people are not at all interested in the topic, they don’t discuss it frequently and the thought of balancing their bank accounts, overlooking their budgets and doing things of that nature seems completely […] More

  • in Personal Finance

    Setting Realistic and Achievable Financial Goals

    It is exceptionally easy to sit back and lament about the fact that you’re going to pay off your debt in the next 12 months, save enough for a down payment on house, build an emergency fund and pay off your cars in the next 24 months. It’s easy; you can see it and you […] More

  • in Budgeting

    Five Steps to Starting a Completely Bare Bones Budget

    The term bare-bones budget sounds a little scary and intimidating – and not so much fun. But sometimes in life you have to do what you have to do to make life more enjoyable. Perhaps your goal in life is to make a down payment on a house or car as soon as possible. Perhaps […] More

  • in Personal Finance

    Why You Should Never Lie To Your Kids about Money

    White lies are kind of a wonderful way to pacify your kids. Instead of telling them no, they can’t do something, you tell them you’ll talk about it later. Instead of being honest about something, you vaguely answer and then change the subject like it’s your business. We all lie to our kids, but lying […] More

  • in Retirement

    10 Important Tips Retirees Need to Know about Taxes

    Working friends, don’t be fooled by the idea of easier taxes and lower liability when you are no longer working but retired and living on the beach, in the mountains or somewhere on a golf course. You will have just as many issues to deal with then as you do now, only they’re slightly different. […] More

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