Personal Finance and Lifestyle Guide
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Living in a good location is more than housing because where you live can help or hinder your ability to scale your finances. If you stay in a city with a high tax load, your income can be eaten away to fund state budgets. Having collected personal income tax data from the Internal Revenue Service, […] More
In the land of opportunity, where the streets are said to be paved with gold, lies a harsh reality for many Americans. The dream of owning a home, once an attainable cornerstone of the American Dream, now seems increasingly challenging. Here are 15 American cities with a housing crisis. San Francisco – California San Francisco […] More
In some places, it seems like rent is skyrocketing. In fact, the number of households spending more than 50 percent of their income on rent is on the rise, according to Harvard University’s Joint Center for Housing Studies and Enterprise Community Partners, Inc. This isn’t exactly good news for retirees on a fixed income, budget-conscious […] More
For taxpayers seeking affordable options to file their 2024 taxes, the IRS offers a range of free services. The IRS Free File program is a reliable method that allows eligible individuals to prepare and file their federal tax returns at no cost. This program is a partnership between the IRS and trusted tax software providers, […] More
Social Security benefits are a cornerstone of retirement planning for many Americans, providing a source of income in their later years. Understanding how these benefits work and the rules governing them is crucial for maximizing your entitlements. Whether you’re approaching retirement age or are just starting to plan, having clear answers to common questions can […] More
When you dream of retirement, where do you imagine spending your golden years? Is it where you are now, or is it perhaps somewhere else? Join us as we share our opinion and rank the best states to retire in. 50. Kentucky The Bluegrass State has some of the worst rankings in terms of quality […] More
In February 2024, New York State introduced a law aimed at enhancing transparency around the application of credit card surcharges. Governed by a commitment to consumer protection, this legislation requires businesses to clearly disclose any additional fees incurred when customers opt to pay using a credit card. This move responds to the necessity for greater […] More
Costco is a great way to save money, if you know what you’re looking for. Here are the deals that beat the competition. More
There are a lot of home improvements that can double the value of your home and are exceedingly simple to make. The DIY projects that you can accomplish on your own are plentiful. Garage Door Replacement Garage door replacement isn’t cheap. However, as one of the many necessary home improvements it is possible to do […] More
The biggest rip-offs in America are debatable considering the overall mood of the people. But some are obvious. How many of these things are you wasting money on every month? Healthy Juices With all the sugar that’s found in most fruit juices, you might as well drink a soda or go and suck on an […] More
There are a number of benefit programs available to the American citizens in their retirement years. These programs include housing, healthcare, and transportation needs. The eligibility differs per the specific program. We present 15 such government benefits for senior citizens. Housing Choice Vouchers (Section 8) The Housing Choice Vouchers program helps seniors to afford rent. […] More
There are a lot of things to stop doing after the age of 60, and a lot of them make sense considering that age is more than a number. Telling yourself the opposite is cute, but it’s not realistic. Starting a new career Out of all the things to stop doing after the age of […] More