Personal Finance and Lifestyle Guide
{“description”:”Personal finance articles about saving, budgeting, loans, retirement planning, college saving, taxes, mortgages, investing and more.”,”interstitial”:””,”image_id”:””}
Tinseltown /Â Shutterstock.com Credit reports play a crucial role in an individual’s financial life. Lenders, insurance providers, landlords, and potential employers frequently use these reports to assess a person’s creditworthiness and financial habits. However, the information contained in credit reports can sometimes be inaccurate or outdated, which may negatively impact a person’s credit score and financial […] More
 “I couldn’t afford it, so I just put it on my credit card,” is the comment I just read on a social media post after someone I am acquainted with posted a photo of a new pair of fab shoes she just bought. Someone commented on the photo with a snarky comment about how […] More
Tinseltown /Â Shutterstock.com The child tax credit continues to be an essential means of financial support for many families in 2023. This tax benefit is designed to help parents offset the costs of raising children and provide much-needed assistance during tax filing season. The amount of the child tax credit depends on various factors, including income […] More
Tinseltown /Â Shutterstock.com Credit card debt can feel like an insurmountable hurdle, especially when it reaches a substantial amount like $10,000. Many individuals find themselves in this situation and struggle to find a way out. However, there are proven strategies that can help you eliminate this debt and regain control of your financial health. One popular […] More
No one is perfect; sorry guys, not even me (written with a massive laugh and eye roll, because I am so far from perfect!). We all have our flaws. We all make mistakes. Just the other day I made about 78 mistakes in the span of an hour in the eyes of my 4-year-old. It’s […] More
Tinseltown /Â Shutterstock.com The 50/30/20 rule of personal finance is a simple and effective budgeting technique that helps individuals manage their finances by dividing their after-tax income into three primary categories. This rule aims to balance the payment for essential expenses, savings, and discretionary spending, promoting financial stability and long-term wealth accumulation. According to this rule, […] More
One of the biggest issues in life is second grade math. No, hear me out; it is a problem. Second grade math is so complicated that educated, grown adults cannot even understand the instructions or the problems themselves without an email to the teacher, who then tells you that you’re one of every single parent […] More
Fall might not officially arrive until sometime later in the month, but it arrives in my house September 1. It’s college football season, it’s fall, it’s my birth month; it is the first day of the best four months of the year, and the moments I enjoy more than any other. Dare I say I […] More
How To Improve Your Credit Score! Despite what you might have been led to believe, you do not need a credit card to build your credit. There are plenty of people that have great credit scores and no cards. But be warned that it’s not always as easy to get credit without a card. You […] More
No one wants to hear you complain about putting your pension to work for you. Really; it’s like complaining that someone accidentally got dirt on the floor of your brand new Lamborghini because she did not wipe off the bottom of her 6-inch diamond-studded Christian Louboutin heels when you went to George Clooney’s house for […] More
Student loans are wonderful assets for those who want to go to college and further their education, get ahead in life and make for a brighter future. But they are also deadly to those who cannot afford them. It’s a way you can afford to go to college when you cannot otherwise afford to go […] More
The preapproval process is perhaps one of the most important when it comes to buying a new house. While it is possible to view new homes and begin the process without a preapproval, there are always some sellers and even some realtors who will not show a home to anyone without a preapproval and sometimes […] More