Personal Finance and Lifestyle Guide
{“description”:”Personal finance articles about saving, budgeting, loans, retirement planning, college saving, taxes, mortgages, investing and more.”,”interstitial”:””,”image_id”:””}
Impulse buying is very popular. Many people can look around their home and find that many of the things that they own were purchased on impulse. An impulse buy is something that you buy, but you really don’t need. An advertising agency called Mediascape has stated that the average American will spend over $114,000 in […] More
Shopping is always fun for those who enjoy it, and highly stressful for those who do not enjoy shopping. As the former, I really do enjoy a trip to the store so long as I donât have to take my kids with me. However, itâs a common bit of knowledge that all stores use flashy […] More
Itâs not just a problem that ladies have; men suffer from it as well. We tend to spend mindlessly. I know that both my husband and I do this. When I need a new powder compact for my handbag, Iâll log onto the Sephora website and pick up a compact, a new tube of lipstick […] More
It might seem like something you could do as a helpful gesture, but allow us to assure you that you do not want to co-sign a loan for anyone. You really do not want to. It is one of the least responsible financial decisions you can make in life, and itâs dangerous. It seems innocuous, […] More
For a lot of people, the word âinvestingâ is synonymous with the stock market. We imagine green and red stock tickers, busy daytime hours on CNBC, and complex trading platforms where we can manage our portfolios. We recently wrote about how to successfully start trading online, and for a lot of people many of the tips […] More
College tuition is very expensive. If you don’t have the money to pay your tuition, you may qualify for financial aid. Whether or not your would quality depends on your income and your parent’s income. If you do qualify, your tuition would be covered. There are certain items that are not covered by your financial […] More
Credit cards have been used by consumers for over 50 years, and as you might expect, they way theyâve been issued, regulated, and used by consumers has gone through several changes through those years. They began as a simple convenience, but these small, flat rectangles of plastic and the credit exchange they represent have evolved […] More
There is a widely accepted misconception in which it is believed that people who are financially astute â those who have experienced a certain level of success in the area of wealth building â never experience financial setbacks. That cannot be further from the truth. In fact, it is estimated that the average millionaire will […] More
Itâs a fact that women do pay more than men for healthcare, both in the insurance arena and in their out-of-pocket costs. It really doesnât seem fair, does it? Simply being female shouldnât cost more but it does. Prior to the enactment of the Affordable Care Act (ACA), women were paying 50 percent more for […] More
If you are like most people, you apply for credit cards that have rewards and bonus points. Unfortunately, many people don’t understand exactly how credit card points and rewards work. There are others who don’t understand exactly how they work with their particular card. Some people won’t benefit from the particular rewards program that their […] More
Over the years, photographers have been able to find companies who were willing to buy their stock imagery. Over the past year or two, there have been companies who have been looking for photos taken by individuals with the camera on their Smartphones. Today, just about everyone owns a Smartphone, which means that anyone can […] More
When you are a kid and into your mid-teens, your parents are the ones who handle the money. When you are in our late teens into your early twenties, you start handling your own finances. During your 20’s, it is not uncommon to make a financial mistake here and there. These mistakes can be frustrating, […] More