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  • Tax Refund check
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    10 Ways You Should Not Be Using Your Tax Refund

    First and foremost, we have to say two things about tax refunds. The first is that not everyone gets one, and some of us have to pay. The second is that a refund is not necessarily a good thing. It means you are giving the federal government too much of your money throughout the year, […] More

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    Why Tax Refunds are Bad

    Last year, my husband and I were helping some friends work their way out of a difficult financial position. Their home was nearing foreclosure and they were robbing Peter to pay Paul on all their other bills. This was a painful, emotional and difficult experience but also one that brought to light how important it […] More

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    What Do I Do If I Cannot Pay the Taxes I Owe to the IRS?

    Tax season is well under way, and that is not always good news. For those who get a nice big refund check, this time of year is the best. Actually, tax season is probably already over for those people as they tend to file very early to get their money back as quickly as possible. […] More

  • spring cleaning
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    How To Save Money On Spring Cleaning

    Spring is here and the weather (in Florida, at least) could not be more beautiful for this time of year! What that means for many of us is that it’s time to spring clean. It’s not necessarily a fun job, but it’s one that has to be done. What does your spring cleaning look like? […] More

  • increase credit score
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    How To Increase Your Credit Score Quickly Without A Credit Card

    How To Increase Your Credit Score Fast It’s so easy to laugh when someone states that their credit card put them into debt. It’s not the card that puts anyone into debt; it’s what you do with the card. The credit cards in your wallet are actually inanimate objects that cannot actually do anything without […] More

  • cash back credit card
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    Are Cash Back Credit Cards Worth It?

    One of the biggest questions we get around here is how do you even make a cash back credit card worth it? No one is particularly keen on running up their debt and/or buying things they don’t need to make a few bucks in the process, so how do you make it work? What do […] More

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    20 Credit Card Mistakes You Need to Stop Making

    When used responsibly, owning a credit card can have some advantages and be extremely helpful. A credit card, when used properly and within reason, can help you build and establish credit so you can one day buy the car or house of your dreams. A credit card can come in handy when an emergency strikes […] More

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