Personal Finance and Lifestyle Guide
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The biggest rip-offs in America are debatable considering the overall mood of the people. But some are obvious. How many of these things are you wasting money on every month? Healthy Juices With all the sugar that’s found in most fruit juices, you might as well drink a soda or go and suck on an […] More
There are a number of benefit programs available to the American citizens in their retirement years. These programs include housing, healthcare, and transportation needs. The eligibility differs per the specific program. We present 15 such government benefits for senior citizens. Housing Choice Vouchers (Section 8) The Housing Choice Vouchers program helps seniors to afford rent. […] More
There are a lot of things to stop doing after the age of 60, and a lot of them make sense considering that age is more than a number. Telling yourself the opposite is cute, but it’s not realistic. Starting a new career Out of all the things to stop doing after the age of […] More
Retirement should be a golden period. Think financial stability and joyful relaxation without worrying about inflation and repayments. However, it is not uncommon for seniors to regret certain purchases in their retirement that may have sounded appealing when paying the cost. Let’s look at 15 such purchases seniors often regret in retirement. You can avoid […] More
Is living on a budget of $2500 per month possible in the United States? It is possible. If you are tired of paying sky-high rent, buying expensive food and utilities, and recreation options, check out these 15 affordable places you can call home. Albany, New York New York and affordable?! It is if you know […] More
Jumping on a home-buying journey in the U.S. without trying to break the bank? Let’s take a look into the cities where dreams meet reality, with homes priced under $250,000. These places offer affordable housing without compromising on lifestyle. Whether you’re a first-time buyer or seeking a change of scenery, these destinations offer a great […] More
Pixelvario/shutterstock.com The concept of ‘Buy It For Life’ (BIFL) has been gaining traction as consumers seek out products that offer enduring quality and exceptional longevity. This philosophy centers on investing in goods designed to withstand the test of time, reducing the cycle of consumption and waste. Brands that align with the BIFL principle focus on […] More
In some places rent is skyrocketing. In fact, the number of households spending more than 50 percent of their income on rent is on the rise, according to Harvard University’s Joint Center for Housing Studies and Enterprise Community Partners, Inc. This isn’t good news for retirees on a fixed income, budget-conscious people who are trying […] More
Deciding whether to rent or buy a home is a significant financial decision that depends on individual circumstances and market conditions. Owning a home can be a substantial financial commitment, but it also offers the potential for building equity and benefiting from property value appreciation over the long term. On the other hand, renting provides […] More
In times of economic uncertainty, inflation can have a profound impact on purchasing power, compelling consumers to make more strategic choices. When prices rise, certain goods and services become less practical to acquire, either because their cost hikes significantly outpace average income growth or because they are less essential. As inflation affects various sectors unevenly, […] More
Rent-to-own homes have become an increasingly popular option for individuals looking to fulfill their dream of becoming homeowners. This unique arrangement allows buyers to lease a property with the option to purchase it at a later date. The rent-to-own process generally consists of two main components: a lease agreement and an option to buy the […] More
The Internal Revenue Service on Tuesday announced it will waive penalty fees for people and businesses that failed to pay back taxes totaling less than $100,000 in 2020 and 2021 and did not receive automated notices due to COVID-19 disruptions. The move provides some $1 billion in relief for approximately 4.7 million individuals, businesses and […] More