Personal Finance and Lifestyle Guide
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Why are credit cards important? Believe it or not, you don’t have to have one. However, life is far easier with a credit card than without. The make it easier to rent a car, book a hotel room, plan trips, earn rewards and actually get paid for your shopping. Credit cards have developed a bad […] More
I know you love the idea of free money that you can spend anywhere you want doing anything you want, and I don’t blame you. I love it when someone tells me I can use a cash back credit card all year long and make money with every purchase so that I can eventually turn […] More
One of the most common misconceptions about life is that you cannot possibly save for retirement when you don’t make that much money to begin with. It’s not easy to live on a small income, but many people do it. There are those of us who cannot imagine saving for retirement and living on less […] More
Whether you are a new homeowner or you’ve lived in your house for 20 years, I bet there are a few things you haven’t done that you need to do to save money. You already know how to do the basics, such as keeping the thermostat up during the day when you’re not home and […] More
Whoever said money can’t buy happiness obviously never wore a pair of Christian Louboutin stilettos (really, I’m almost not even kidding about this one). Money can’t buy happiness. Money buys material possessions, which are nice, but they don’t create happiness. Money does however, do a great job a buying peace of mind. Who doesn’t feel […] More
What Are Hard And Soft Inquiries? By now you know that your credit score is the most important number in your life. However, you might not know all there is to know about credit inquiries. You know that some of them might drop your score a bit, others don’t and some are unknown. In fact, […] More
When I bought my first car at 19, I was given a 60-month term on my loan. It always seemed like the ‘normal’ length of time to finance a car, and the first time someone mentioned to me that they’d financed their car for 72 or even 84 months, I was shocked. I never keep […] More
We say all the time that your credit score is the most important number in your life, but your Social Security Number is actually more important. This is the number that identifies who you are, and it is tied to your finances in every way possible. When you don’t protect this number, your entire life […] More
In 2017, Americans will be spending more than $23 billion on Mother’s Day! That’s 10% more than we did last year. If you want to rack up rewards while buying Mom’s gift, visit Credit Cards Rewards. Check out our infographic to see how the billions are spent. If you’re low on funds, look at our […] More
Does anyone really consider the act of spring cleaning an expensive one? My husband does, and he always has. It’s because there is something about spring that not only inspires us to get even more organized (it’s hard not to be organized married to me) but also that makes me shop and shop and shop […] More
Spring has sprung and we all know what that means — beautiful weather is right around the corner and there will be plenty of sales to tempt us into spending our hard earned money. Spring brings with it an urge to rejuvenate our lives and whether it be a new car or curtains, sometimes all […] More
Money makes the world go ‘round, as the old saying goes, but if you’re not careful with your money, you’ll be the one who gets taken for a ride. Most of us inherently know that we need to watch our wallets and spend our money carefully, but that often works better in theory than in […] More