Personal Finance and Lifestyle Guide
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No one is perfect; sorry guys, not even me (written with a massive laugh and eye roll, because I am so far from perfect!). We all have our flaws. We all make mistakes. Just the other day I made about 78 mistakes in the span of an hour in the eyes of my 4-year-old. It’s […] More
Tinseltown / Shutterstock.com The 50/30/20 rule of personal finance is a simple and effective budgeting technique that helps individuals manage their finances by dividing their after-tax income into three primary categories. This rule aims to balance the payment for essential expenses, savings, and discretionary spending, promoting financial stability and long-term wealth accumulation. According to this rule, […] More
One of the biggest issues in life is second grade math. No, hear me out; it is a problem. Second grade math is so complicated that educated, grown adults cannot even understand the instructions or the problems themselves without an email to the teacher, who then tells you that you’re one of every single parent […] More
Fall might not officially arrive until sometime later in the month, but it arrives in my house September 1. It’s college football season, it’s fall, it’s my birth month; it is the first day of the best four months of the year, and the moments I enjoy more than any other. Dare I say I […] More
How To Improve Your Credit Score! Despite what you might have been led to believe, you do not need a credit card to build your credit. There are plenty of people that have great credit scores and no cards. But be warned that it’s not always as easy to get credit without a card. You […] More
No one wants to hear you complain about putting your pension to work for you. Really; it’s like complaining that someone accidentally got dirt on the floor of your brand new Lamborghini because she did not wipe off the bottom of her 6-inch diamond-studded Christian Louboutin heels when you went to George Clooney’s house for […] More
Student loans are wonderful assets for those who want to go to college and further their education, get ahead in life and make for a brighter future. But they are also deadly to those who cannot afford them. It’s a way you can afford to go to college when you cannot otherwise afford to go […] More
The preapproval process is perhaps one of the most important when it comes to buying a new house. While it is possible to view new homes and begin the process without a preapproval, there are always some sellers and even some realtors who will not show a home to anyone without a preapproval and sometimes […] More
IKEA is that store you cannot stop thinking about. You know that the items in the store are not that amazing in terms of what you really want in your home, but you cannot stop shopping. You take your kids, you go without your kids. You wander up and down every single aisle in the […] More
Your smart phone probably cost you a pretty penny, and you probably upgrade that phone more often than you care to admit. I know how it works; I do it, too. I’m married to a man who is convinced that life is not complete without the latest and greatest technology, which means I upgrade my […] More
If you are about to ask the love of your life to become your wife (or husband, however you roll), why not let us help you save a bit of money on that very expensive piece of jewelry you’re about to buy? Think Carats You’re not shopping for a rabbit, but a woman cares more […] More
It’s impossible to go into your local Target store without hearing all about the Target Red Card. What exactly is this Red Card, and is it worth it? The Red Card is designed to offer Target shoppers a discount on their purchases, and it’s designed so that those who hold the card have a few […] More