Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Credit Cards

    Shebudget’s Best Travel Credit Cards For 2016

    Most everyone loves to or would love to travel the world, which is why most everyone is curious as to which credit cards are the best travel credit cards on the market. If you came here expecting us to tell you up front which cards are the most successful and which are the best travel […] More

  • in Credit Cards

    10 Reasons You Don’t Want the Visa Black Card In your Wallet

    Flashing a Visa Black card might seem like the most prestigious thing you can do when making purchases, but it turns out that it might not be the best option overall. As far as credit cards go, the Visa Black card is certainly high-end, but it’s not the best of the best. In fact, it’s […] More

  • in Budgeting

    How to Save Money for a House on a Tight Budget

    With an average price of $212,000 and a ‘typical’ down payment of 30%, you’re dream of owning a home requires you come up with just over $63,000 cash to put down on your home, and many Americans have no concept of how to save money for a house like that. That’s a lot of money […] More

  • in Credit Cards

    Shebudget’s Best Reward Credit Cards for 2016

    We know you love free stuff, and that’s why you’re looking to compare the best reward credit cards on the market going into the New Year. After all, free money, free hotel stays, free flights and free bonuses do make a nice start to the New Year. We’ve rounded up the best of the best […] More

  • in Credit Cards

    The Top Credit Card Processing Services for Business in 2016

    The only way to ensure that small businesses remain competitive is through credit card processing. Without this option, small businesses are far more likely to fail. The inability to accept credit card payments from clients and customers greatly diminishes a business’ ability to attract customers. Think about it this way; customers have two salons to […] More

  • in Budgeting

    Ten Tips on How to Eat Healthy on a Tight Budget

    Learning how to eat healthy on a tight budget seems impossible, but it’s not. Anyone who regularly budgets grocery shopping will tell you that shopping in general when money is tight is challenging enough, but looking to add primarily healthy items to your cart is an intimidating process for anyone not aware that healthy foods […] More

  • in Personal Finance

    Five Things to Do When the Stock Market is Scary

    If there is one thing I’m really good at doing, it’s making thoughtless decisions at the spur of the moment based on my immediate reaction to something else. I do it all the time. I get frustrated or angry when someone does not communicate properly, when others change plans and when things are not to […] More

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