Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Taxes

    Here are Your 2015 Federal Income Tax Brackets

    The 2015 Federal Income Tax Brackets have been made available by the Internal Revenue Service and it’s official; we give up entirely too much of our hard-earned money. This year, there are 7 tax brackets under which you might fall, and none of them are particularly appealing (unless you’re in the higher brackets and suddenly […] More

  • in How to Save Money

    Alternative Child-Care Options That Will Save You Thousands

    Affordable child-care options are not exactly abundant these days. Sure, you have plenty of options as a parent; you can put your child in a home-based daycare, a regular daycare, a private school daycare, a faith-based daycare, hire a nanny, let family watch your kids, or you can stay home. For many men and women, […] More

  • in Personal Finance

    10 Scary Facts About Student Loan Debt

    Student loan debt is a lot more common that many people believe; it’s excessive to the point of costing more than $1.1 trillion. That’s right; that’s how much student loan debt is out there right this minute – and that is a number that is only going to get higher. When you are in college […] More

  • in Personal Finance

    10 Different Ways You Can Spend FSA Dollars

    Any FSA dollars left in your Flexible Spending Account are yours for the keeping. They are FSA dollars that are yours to do with what you please, and they have to be spent if you don’t want to lose them. Did you know that there is a use it or lose it rule these days? […] More

  • in Credit Cards

    Seven Alternative Ways to Redeem Credit Card Rewards

    Everyone knows you can redeem credit card rewards for cash back and travel deals (think airline tickets and hotel deals), but not nearly as many people are aware that there are plenty of alternatives for those who do not think they spend enough to justify a card of this nature or those who don’t travel […] More

  • in Credit Cards

    Five Perfect Credit Cards for Entertainment Purchases

    Who doesn’t love to have fun? A good time is what life is all about; it’s too short to not have fun, after all. As someone who is always on the lookout for some fun in the sun and some amazing ways to enjoy life, I can say with honesty that fun is worthwhile. Additionally, […] More

  • in Parenting

    Signs Your 2 year Old Child Is Teething

    Teething is typically one of the least fun aspects of parenthood. One child might not have any symptoms or adverse affects from teething and your other child might turn into a tiny little monster in the days and weeks leading up to a new tooth breaking through. It’s the unfortunate aspect of parenting you can’t […] More

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