Personal Finance and Lifestyle Guide
Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.
Now that the end of the year is upon us, many Americans are looking for a way to better their lives and improve their finances in the New Year. It’s a great goal, and we are all about it. One of the most common methods of financial improvement for many is the concept of paying […] More
The Thrift Savings Plan in one that’s garnering a lot of attention these days, and for good reason. Designed specifically for the men and women in the Armed Forces, this savings plan is one that allows military families to save money very much in the same manner as those with a 401k. Simple and very […] More
People who are vastly underpaid probably know that they are being underpaid. They likely know that they are worth more, their time is worth more and their effort is worth more, but they do nothing to negotiate a higher salary more worthy of their time and efforts. It’s a very common occurrence, particularly when it […] More
Earning 5% cash back on your everyday purchases is often a very profitable endeavor, and it’s only one of the reasons so many consumers love the Chase Freedom card. With the opportunity to earn that much cash back on items you purchase regularly, it’s difficult not to fall in love with this credit card. It’s […] More
There are a few things in life that absolutely no one looks forward to or cares for in the least; losing investments and taxes. On that note, I’m almost positive that I speak for just about everyone, ever, when it comes to that very broad and sweeping statement. Fortunately, we can find tax breaks in […] More
The cost of caring for your pet has risen more than $2 billion, yes, billion in the past year. Since 2014, we’ve spent more than $2 billion more on our pets; and I’m just going to go ahead and be the one who asks. What on earth are we buying for them? As a former […] More
Student loans are pretty much the standard these days. The statistics are enough to make you want to curl up in a ball and never leave the house again, and they are certainly enough to make you reconsider encouraging your kids to go to college one day. In fact, it’s alarming just how many people […] More
The day after Christmas is a big shopping day for many. There are those who are just itching to spend the gift cards and cash they were given the day before, others who have things to exchange and return because they don’t fit (or because, ew) and there are those who are looking to receive […] More
Can you really save money by switching your utility providers? It seems that there is a bit of a discussion going on about this at the moment now that Energy Plus is offering their customers a chance to earn a lot of airline miles through the AAdvantage program simply by switching energy providers. The offer […] More
ATM fees are expensive. As the wife of a banker who has not paid a bank fee in more than 14 years, I can assure you that I know a thing or two about ATM fees. I know that the national average for a banking customer to use a foreign ATM (an ATM that is […] More
This is it. Christmas is here. It’s mere hours before the big man in the red velvet suit and black boots makes his way down chimneys and lets himself in front doors using a magic key that only works for Santa (recently saw that on Instagram for those without fireplaces and thought it was absolutely […] More
Earning hotel rewards as part of a loyal member is easy. You book your room, you add your rewards or loyalty number when you do so and you earn points for every dollar you spend at the hotel. However, what happens when you are not the one paying for the room? It happens, quite often, […] More