Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Taxes

    When Is the Official Income Tax Filing Deadline in 2016?

    April 15 is the tax deadline. Your income tax returns must be filed online by 11:59 pm that night to avoid penalties, or you have to have them postmarked that day to avoid the same penalties. Except, it’s not always the case. Your 2015 income taxes are due in April 2016, but that doesn’t mean […] More

  • in Retirement

    How To Lower Your Mortgage Payment In Retirement

    If you take a quick look at your finances, you’re probably going to notice that your biggest expense is your mortgage. It’s certainly my biggest monthly expense. It’s your house; and it’s probably the single most expensive thing you will ever purchase (unless you have four kids like we do, and then college will probably […] More

  • in Shopping

    Costco Announces Official Date to Begin Accepting Visa Cards

    If you’re a warehouse club member with a Costco membership, you know that you have to do some serious navigating when it comes to using your payment methods in a Costco warehouse. The store has long since been an acceptance location for American Express cards, but not for other cards. It’s been a problem for […] More

  • in Real Estate

    Increase Your Home’s Curb Appeal on the Cheap

    The first thing anyone notices about your home is the exterior. It does not matter in the least how nice the interior of your home really is if the exterior looks bad, and that’s a problem that many of us have to deal with on many occasions. Curb appeal is so important, but there is […] More

  • in Lifestyle

    How to Think Like A Wealthy Person to Become A Wealthy Person

    My husband and I have an amazing group of lifelong friends. We are the same age, our kids are the same age, and we have the same career-mindedness, education and the same desire to live a comfortable life. We’ve done well for ourselves, and we enjoy the fruits of our labor; and while we are […] More

  • in MYD-Taxes, Taxes

    The Top Three Questions to Ask Any Tax Preparer

    With tax season closing in just a few short weeks, many tax filers are left wondering how they are going to finish their income tax return in time, and how they are going to find someone to do their income taxes for them. If you are a simple filer without much more than a W2, […] More

  • in Real Estate

    Should You Purchase a Foreclosed Home?

    Foreclosed homes are typically a lot less expensive than homes on the market being sold by their current owners; and there really is no right or wrong answer to this question. I can tell you firsthand that I have a friend who will tell you never, ever to buy a foreclosed home after her own […] More

  • in How to Save Money

    Save on Unexpected Medical Costs With These Simple Tips

    Few things in life are more shocking than an unexpected medical bill. Naturally, you are going to have them once or twice throughout the course of your life. Between unforeseen illness and accidents that could happen at any time, you are bound to be hit with an unexpected medical bill. So many of us are […] More

  • in Food and Drink

    Easy Ways to Make Dining Out a Bit Less Expensive

    Dining out is expensive. Even when my husband and I have dinner at a casual dining establishment and it’s only the two of us, our bill is always over $100 – and that seems pretty cheap for most places. Of course, we always order a bottle of wine, so we could eat for less, but […] More

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