Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Retirement

    Four Reasons Many of Us Cannot Retire When We Want To

    At the rate we are going in the world today, retirement age is going to be somewhere around 250, or when you die; whichever comes first. In fact, it’s kind of disturbing how many people just shrug and say that they’ll retire when they can rather than actually look forward to retiring at 62 when […] More

  • in Mortgages

    Is A Reverse Mortgage Really A Good Idea?

    It’s been years since I’ve watched a commercial. Honestly, we just use our DVR for all the shows we like to watch – or watch them on Netflix – and we don’t even bother with television when it’s live. To be quite honest, we actually avoid live shows and will find something else to do […] More

  • in How to Save Money

    Easy Ways to Save Money Welcoming A New Baby

    My oldest daughter will be 8 in just a few weeks, and I’ve become a bit nostalgic as I remember all the moments that led up to her arrival. My husband and I had been married for more than three years before we became parents. We were on a vacation in Hawaii when he told […] More

  • in Retirement

    Answers To Your Biggest Retirement Questions

    Planning for retirement is something we all need to do a lot earlier than we probably did it. Hopefully, the financial crisis the economy went through back in 2008 will help the younger generation learn a few valuable lessons that won’t leave them broke and destitute. Fortunately, it does not appear that there is any […] More

  • in Life Hacks

    Finding Motivation When Yours is Nowhere to Be Found

    Every morning when I get up, I shower, work for a bit and then head from my office into the living room to enjoy a cup of coffee with my husband once he’s out of the shower. Since I don’t care much for the talking until I’m done with the coffee, it helps that I […] More

  • in Life Hacks

    When Life is Too Stressful, Try These Tips To Calm Down

    One thing I struggle with on a daily basis is stress. I am overly stressed on a regular basis, and it’s mostly my own fault. It’s always a little surprising to other people who hear that I’m stressed out, because they say I always look so cool, calm, collected and so put together. It is […] More

  • in Credit Cards

    Using Your Credit Card Can Be Helpful In Many Situations

    “I don’t need a credit card when I can use my debit card,” was the conversation I overheard the other day when I was in the store with my husband. I get it. I know that it’s so easy to just use a debit card for everything. Additionally, so many people are use the cash […] More

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