Personal Finance and Lifestyle Guide
Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.
Iām going to share a little secret with you; I have a temper. All right, all right; itās not that big of a secret to those who know me. Donāt get all crazy or anything, though. Iām not violent when Iām angry. Iām passionate, perhaps a little bit loud, I might use the āFā word […] More
Unless itās on Disney Jr. or Nick Jr. or Taylor Swift mentions it in the midst of one of her songs through the Bluetooth in my SUV, I donāt typically hear about it. With four small kids, I rely heavily on reading things online and hearing about the latest news in the world thanks to […] More
Thereās nothing worse than feeling tired, and I can promise you that. Even though none of my kids ever did the keep me up all night thing (I swear if I knew what it was we did that made them sleep all night long from the start, Iād bottle it up and sell it for […] More
Living simply is important to me. Donāt get me wrong; I donāt do it. I have four kids, two in school, two in sports, two who are two, my husband and I both work from home, we have busy schedules and we are never, ever still. Simplicity isnāt always present in our lives, but we […] More
New jobs and moves are so exciting. I love the idea of a new start in a new city where you can meet new people, start fresh and really create a new life for your family. Not that Iāve ever done it, but I would be so open to it. Now that both my husband […] More
Cash back credit cards, business credit cards, balance transfer credit cards; theyāre all good depending on what it is you are looking for in a new credit card. We sometimes prefer something a little bit more instantaneous, such as a card that rewards us pretty much right away for being cardholders. For instance, what about […] More
Just when you begin to think that the post-graduation trip your son or daughter wants to take when high school is over is expensive, you realize what the first semester of college looks like. College: Making that week in Cancun look downright affordable in comparison. College, my friends, is not an inexpensive place to go. […] More
My husband and I exchanged our vows more than 11 years ago. It was 2005. We were 21 and 22 at the time. Weād been dating since we were 18, and weād been engaged for two years at that point. We were both students, full-time employees with careers we enjoyed and we were building our […] More
Credit cards are so necessary to have for so many of us. As a matter of fact, I learned that the other day. My husband and I have four small kids (8, 5 and 2-year-old twins) and something happened to my brand new SUV that had the air conditioner not working properly. It was the […] More
In honor of yesterdayās National Relaxation Day, I thought we might just talk about different ways to relax and really enjoy ourselves taking a break from the day-do-day. Donāt get me wrong; I didnāt. I certainly donāt think that any of you did, either. It was Tuesday; someone wasnāt thinking when they made up a […] More
Itās not the big things that break down budgets on a regular basis. Itās the little things. Think of it this way; how often do you go out and buy a new boat or a new car or a new house during the month and add to your expenses and your budget? Not all that […] More
Small business owners and large business owners alike want one thing; success. They want to make sure that the little business they began is going to turn into something profitable, important and all that they had hoped and dreamed as they were building it up into whatever it happens to be today. One way to […] More