Personal Finance and Lifestyle Guide
Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.
Last time I checked, pretty much every single person in the world would love to have a bank account filled with millions. Even if you are not the kind of person who cares much for money, you still want to have plenty of it. You want to be able to afford to pay the bills, […] More
It’s time to buy a new house. The bank tells you that you can afford a mortgage in this amount, and you are a little shocked. You didn’t think you could afford to buy that much house. But…if the bank says it’s all right, you must be better off financially than you think; so let’s […] More
Who doesn’t love the idea of realizing the American dream of buying a new home? Moving in with the help of residential moving services and taking in the sights of your new life. A white picket fence and a couple of kids, a dog running around, an air conditioner that you pray doesn’t break down […] More
Birds of a feather, like-minded people; you become like the people with whom you spend the most time. You might have heard sayings such as these in the past, and they are actually quite true. The more time you spend with people in your life, the more you become like them. This means that you […] More
Something that should be taught to kids in high school is the importance of their credit score. I’m no banker or educator, but my guess is that if kids grew up learning the importance of this number, they’d be better prepared for a solid financial future. I believe schools think that parents will teach their […] More
There is a very big difference between being frugal and being cheap. Cheap people want to spend nothing, ever, even if they need it. Frugal people spend money that they need to spend, and look for ways to save while they’re spending. For example, let’s say you have a cheap person and you have a […] More
It is nothing short of amazing what a small change can make to any room in a home. It’s true that some homes are just old and outdated and in need of a desperate renovation. Other homes, though, are not old; they just need a little bit of love in a few little areas to […] More
One of the things that people sometimes do when they have a bit of equity in their home is take out a home equity line of credit. It’s certainly not unusual, but it’s not always the best decision, either. You see, not everyone uses this line of credit in the best possible manner, which means […] More
Three cups; that’s how many cups of coffee I’ve had today. I try very, very hard not to have more than three cups a day because I get all crashy and weird feeling if I have too many. I also try very hard not to have any after 2 pm. The problem, however, is that […] More
Maybe you’re trying to sell your home. Maybe you just want to add a few bells and whistles to make it that much more exciting. Maybe you just need to do some serious updating. Whatever it is, many of us take on the task of eventually upgrading our homes, renovating or replacing things that no […] More
Free money, you say? Yes, please; I’ll take that. That’s what it seems like when a cash back credit card offer pops up, but it’s not always something that works the way you think that it might. The biggest complaint we hear about cash back credit cards is that people don’t actually earn cash back. […] More
Owning and operating a small business is one of the most exciting adventures, but it’s also one of the most confusing. With so much to consider, learn and experience, it often feels as if you might never get ahead of the curve and feel completely comfortable in your business. Of course, feeling comfortable often means […] More