Personal Finance and Lifestyle Guide

Personal Finance and Lifestyle Guide

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  • cash back credit card
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    Are Cash Back Credit Cards Worth It?

    One of the biggest questions we get around here is how do you even make a cash back credit card worth it? No one is particularly keen on running up their debt and/or buying things they don’t need to make a few bucks in the process, so how do you make it work? What do […] More

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    20 Credit Card Mistakes You Need to Stop Making

    When used responsibly, owning a credit card can have some advantages and be extremely helpful. A credit card, when used properly and within reason, can help you build and establish credit so you can one day buy the car or house of your dreams. A credit card can come in handy when an emergency strikes […] More

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    A List Of Tips For Last-Minute Tax Filers

    No one is looking forward to the loathed tax day. However, it’s that time of year again and we cannot avoid it even if we try (who wants to pay those penalties?). If you, like so many others, have procrastinated long enough and it’s time to file, you might be rushing. Since rushing doesn’t do […] More

  • tax return mistakes
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    5 Tax Filing Mistakes To Avoid

    As the date to file your income taxes draws nearer, we find ourselves working against the clock to get our taxes filed and that part of our year behind is. This time, though, does not come without a certain amount of stress and worry. Did I do everything correctly? Did I remember to include everything? […] More

  • Tax refund ideas
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    How To Spend Your Tax Refund

    Tax refund time is the most exciting time of the year for many people – not those of us who pay taxes into the IRS, though. It means a big check in the bank within a few weeks of filing your tax return, and that means you have money to spend. While it’s always nice […] More

  • How To Refinance Your Mortgage
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    Is It A Good Idea To Refinance Your Mortgage?

    With interest rates low at the moment, many homeowners are making the decision to refinance their homes in hopes that they can save a few dollars here and there. There is nothing wrong, after all, with saving money on your mortgage. The good news about refinancing is that it is designed to help people save […] More

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    10 Situations When It’s OK to Tap Your Emergency Fund

    Many people save money for a variety of reason. Most people have a retirement fund, ensuring that they will be financially set when they are ready to retire. Also, many parents have a college fund set up for their children. Finally, financially responsible individuals save money in an emergency fund. This fund makes it possible […] More

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