Personal Finance and Lifestyle Guide
This weekend only, you can save 20% at the Pottery Barn family of stores, using the promo code FRIENDS. The promo code is good both in stores and online. Take advantage of this deal at the following stores: Pottery Barn Pottery Barn Kids PB Teen Williams Sonoma Williams Sonoma Home West Elm Mark and Graham […] More
Ask yourself what your biggest monthly expense might be. I bet your first thought is that it might be your mortgage payment or perhaps your savings. I ask you to sit back and think again. Is there a chance that your grocery budget might be the biggest expense you have each month? I have a […] More
With four small kids of my own and the thought of four college tuition payments, four cars, four weddings and four proms – my husband and I try not to think too much about the future. We choose to look as far into the future as “Is there enough wine in this house to get […] More
Mortgages are all the same, right? Wrong; they’re so different just thinking about it gives me a dull ache between my eyes. Mortgages are different in every way, shape and form. I remember when my husband and I were 20 and 21, and we began the process of building our starter home. We were planning […] More
Everyone is talking about cash back credit cards these days. Everyone wants to earn free money for spending money they would have spent otherwise; it’s free! Who doesn’t love free money? The truth of the matter, though, is that cash back credit cards are not usually very useful for the general population. There are some […] More
I don’t even want to go into detail about the people who owe student loans after graduation. It’s depressing, and I’m having a lovely day I don’t want to affect by looking up depressing information. However, I will tell you that student loan debt statistics are depressing; most people owe them, most people owe […] More
Your credit score is not perfect. This might come as a shock to some and less so to others, but here is the deal; not one person or one thing in this world is perfect. Except Neiman Marcus cookies; Neiman Marcus cookies are perfect. There, I said it. That’s not the point, though. To get […] More
Have you ever heard of the 50/20/30 budget? I’d not heard of it until very recently, and I have to admit at first I was confused. Now that I’ve read a bit more about it, I think it’s a fascinating concept; one that perhaps we should teach our kids as they are growing up to […] More