Personal Finance and Lifestyle Guide
According to Yahoo News, 1 in 3 Americans has approximately zero dollars saved for retirement. That’s correct; zero dollars. My 4-year-old has way more than that saved for some random toy she wants to earn through doing things appropriately around the house, so it’s weird that 1 in every 3 grown up adults have no […] More
IRAs are beneficial in multiple manners; they allow you to reap tax benefits and they help you to save and plan for your retirement. That sounds pretty win-win to me, right? It’s especially beneficial if you’re capable of maxing out the limits of your IRA each year since that means you’re in a place of […] More
Working friends, don’t be fooled by the idea of easier taxes and lower liability when you are no longer working but retired and living on the beach, in the mountains or somewhere on a golf course. You will have just as many issues to deal with then as you do now, only they’re slightly different. […] More
Sun, sand and gorgeous weather every single day is a dream come true. Paradise is a warm climate, perpetually blue skies and the kind of place that makes you want to get on the golf course or on the water day in and day out. It’s places like this that practically force you outside and […] More
When it comes to making financial decisions, many people rely on the help of their financial advisors to make those decisions. Annuities, however, are not that complicated and don’t need the help of a financial advisor. They might seem complicated to understand at first, but they’re actually very easy to understand. The question when you […] More
Many of us dream about the day that we can retire from the workforce, take a deep breath and just enjoy life. Sometimes, the everyday stresses of our jobs and work environment tend to overwhelm us and we go into our happy place thinking of all the things we’d be doing – or not doing […] More
It’s a question many people ask on a regular basis. Where do I put my retirement money? It doesn’t matter if you’re nowhere near retirement age or if you’re close to it, it’s important to know where to put your money and what to do with it. Your retirement money is your way of life. […] More
Retirement seems like something far off for many people, but it’s not as far away as you might think. You’ve heard for years that Social Security probably won’t be around by the time my generation retires and that saving for retirement as soon as possible is more important than ever before. Well, it’s true. You […] More
When someone important to you retires, whether it’s a family member, friend or coworker, you probably want to honor their hard work and dedication with a little gift. It’s a lovely way to say thank you for all they’ve done and to congratulate someone on their success and the beginning of their new life of […] More