Personal Finance and Lifestyle Guide
Credit card news, articles and guides from shebudgets.com.
When used responsibly, owning a credit card can have some advantages and be extremely helpful. A credit card, when used properly and within reason, can help you build and establish credit so you can one day buy the car or house of your dreams. A credit card can come in handy when an emergency strikes […] More
Credit cards have been used by consumers for over 50 years, and as you might expect, they way they’ve been issued, regulated, and used by consumers has gone through several changes through those years. They began as a simple convenience, but these small, flat rectangles of plastic and the credit exchange they represent have evolved […] More
If you are like most people, you apply for credit cards that have rewards and bonus points. Unfortunately, many people don’t understand exactly how credit card points and rewards work. There are others who don’t understand exactly how they work with their particular card. Some people won’t benefit from the particular rewards program that their […] More
According to a survey, there are over 25 million people who have had the same credit card for at least 10 years. In some cases, sticking with the same company works, however, in some cases, your favorite card might not be the best for you. If you aren’t sure if you are using the best […] More
There is nothing worse than having your credit card stolen. You open up your bill one day and there is thousands of dollars worth of charges that you didn’t make. When this happens, you need to contact your credit card company and try to prove that you didn’t make the charges. In many cases, fraud […] More
All right, it’s been a few days since we last discussed a credit card you might want to consider adding to your wallet, but we did that for a reason. There is a brand new credit card that just launched in an official capacity that you have to learn all about. It’s the Chase Sapphire […] More
We don’t advise applying for a credit card when you are working to get out of debt, but sometimes there is an offer that might help you get out of debt faster. If you are attempting to pay down your debt but your interest rate is killing you, a credit card without any interest for […] More
Cash back credit cards, business credit cards, balance transfer credit cards; they’re all good depending on what it is you are looking for in a new credit card. We sometimes prefer something a little bit more instantaneous, such as a card that rewards us pretty much right away for being cardholders. For instance, what about […] More
Credit cards are so necessary to have for so many of us. As a matter of fact, I learned that the other day. My husband and I have four small kids (8, 5 and 2-year-old twins) and something happened to my brand new SUV that had the air conditioner not working properly. It was the […] More
Small business owners and large business owners alike want one thing; success. They want to make sure that the little business they began is going to turn into something profitable, important and all that they had hoped and dreamed as they were building it up into whatever it happens to be today. One way to […] More
Perhaps we’ve mentioned the Blue Cash Everyday card from American Express once or twice, but we like to keep you up-to-date on all the latest and greatest offers that some of our favorite cards have to offer. We know that finding the right credit card to use personally or professionally is a big deal, and […] More
Cash back credit cards mean just that; cash back for you to spend on anything you want. Whether it’s saving up for the holidays and cashing in your cash back in time to pay for those Christmas gifts or it’s saving it up to book a fabulous vacation, we love a cash back credit card. […] More