Personal Finance and Lifestyle Guide
Credit card news, articles and guides from shebudgets.com.
Debt is not something you want to have. You hear it your entire life, and yet so many people still have it. Sure, some people are just unwise when it comes to their finances, living above their means for various reasons. Others are put in a situation in which they feel they have no choice; […] More
You can’t tell the difference between a prepaid credit card and a real credit card, but there is a difference. Nearly 80 million people in America choose not to deal with banking institutions for some personal reason, and more than that have questionable credit scores. For these two reasons alone, millions of Americans choose to […] More
If you’re going to carry a credit card – and everyone should for emergency purposes – you should consider carrying one that has the lowest possible rate if you don’t plan on paying off the balance in full each month (and if you don’t or you worry that you won’t have the discipline, try applying […] More
How to recognized credit card addiction Sometimes there are signs in life. There are signs that point you in different directions both literally and figuratively, and there are signs that you need to make some life changes. One such life change is using your credit card. Debt is very real, and it’s debilitating. It’s a […] More
I was 18 when I received my first credit card. My parents felt it was important that I get one of my own and learn to use it responsibly; so I did. I had a very low $300 credit limit, and that was for the best. The first thing that I did was take my […] More
Applying for a credit card is something that most people do at least once in their lives. After all, a credit card is something that you should really have to your name; for several reasons. There are always those who believe that credit cards are evil, that they cause debt and that it’s better to […] More
I love cash back; I really, really love it. My husband and I have this seriously deranged competition in our lives in which we see who can accrue the most points or cash back on our credit and debit cards each month. For instance, I use my PayPal debit card more than any other, and […] More
Can You Buy A Car With A Credit Card? One of the first and most basic lessons we learn when we use a credit card for the first time is not to charge items we cannot afford to pay off at the end of the month. In short, don’t use that credit card you just […] More
You can’t please everybody, so you might as well please yourself, right? It might sound selfish, but at the end of the day someone should be pleased with your actions throughout the day and if it’s you, it’s you. But we aren’t talking about you. We’re talking about the ever-popular Walmart credit card that so […] More
Every year we spend two nights in another city somewhere in the country with two of our favorite couples. It’s our annual Valentine’s weekend getaway. The husbands in our group love Shula’s Steakhouse, and one weekend we came up with the idea that we should go every year on our annual getaway to a different […] More
How To Increase Your Credit Score Fast It’s so easy to laugh when someone states that their credit card put them into debt. It’s not the card that puts anyone into debt; it’s what you do with the card. The credit cards in your wallet are actually inanimate objects that cannot actually do anything without […] More
One of the biggest questions we get around here is how do you even make a cash back credit card worth it? No one is particularly keen on running up their debt and/or buying things they don’t need to make a few bucks in the process, so how do you make it work? What do […] More