Personal Finance and Lifestyle Guide
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A significant amount of the credit card debt amassed in the U.S. is accumulated during the Christmas holidays. According to a recent report, the average American spent $882 on Christmas gifts in 2015. What is even more fascinating is the fact that this number does not include meals, décor or clothes. Not only do a […] More
Many people love to go shopping. Some people go shopping when they need things and some people go shopping because they want things. There are some people who go shopping to make themselves feel better. While you may not enjoy spending the money, you love coming home with new things. It is important, however, to […] More
Target Markdown Schedule Monday: kids clothing, baby, accessories and electronics Tuesday: food, pet items, women’s clothing Wednesday: men’s clothing, lawn & garden, tools, toys Thursday: housewares, sporting goods, luggage, music, lingerie, shoes Friday: cosmetics, jewelry, hardware, car accessories This is personal, and I’m sure it’s about to net me a number of enemies; I don’t […] More
Back-to-school is less than two weeks away in my household! Our oldest daughter is going to third grade and our middle daughter is going into kindergarten. Our two-year-old twins might just even start going to school twice a week since my husband begins working from home the same day the kids go back to school, […] More
Deciding what to spend on a computer is a big deal. In fact, it’s a big deal for everyone; not just those on a budget. For some people, it makes a lot of sense to spend more on a computer than it does others. For example, my husband is an IT administrator for a bank […] More
Grocery shopping is no joke in our house; not even a little. We have four kids, two adults and we frequently have my aunt and her 3-year-old son over for dinner during the week. She’s an unexpected single mother and a teacher, and she is a horrible cook. To help her out a bit, we […] More
Imagine my surprise to come home from a week in North Carolina earlier this week only to realize that our trip cost us thousands of dollars. Maybe you don’t think that sounds unreasonable for a week-long vacation, but I haven’t gotten to the good part just yet. We packed and headed out last minute to […] More
It’s time to honor that special woman in your life. Mother’s Day is approaching, and whether you are buying for your mother, your wife, or both, consider some inexpensive alternatives or ways to save money on classic Mother’s Day gifts. Mother’s Day is chock full of sales, rebates, and coupon opportunities. Make sure you check […] More
Ever have one of those moments where something crosses your mind and just kind of hangs out there for a while without your permission? I had that experience recently. I have a very healthy love of designer shoes, handbags and clothes. I love them; I believe in shopping for classic, timeless pieces that can be […] More
Just this morning as I sipped my coffee on the couch after an hour of work in my home office, I quickly remembered that our vacuum bag is almost full and I need some more bags. I logged into my Amazon account and ordered a few to be here in two days with my Prime […] More
Here’s something we don’t talk about, ever; layaway. To be quite honest, other than the fact that you hear about it a lot during the holidays when generous people walk into stores and pay off layaways for people at random you don’t really hear it. Layaway is something that a lot of people use – […] More
Do you have bad shopping habits? I know that I do. I’m not perfect by any means, and shopping is certainly my addiction (and my cardio, and my passion, and my favorite way to while away the time). At the tender age of 32, I have had to learn the hard way more than once […] More