Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Parenting

    The Times I’ve Had to Stop Myself from Hitting My Kids

    I’m going to start this off by saying that I’ve never hit my kids, and I have no intention of ever hitting my kids. I’m not of the belief that violence is the answer, and I will not do it. This is something that drives my mother absolutely insane, as she is a teacher and […] More

  • in Credit Cards

    10 Things People Often Think Debit Cards Can Do But They Can’t

    Who even cares about the minor details that make a debit card so much different than a credit card? I hear this phrase more times than I care to admit, and it’s a little disturbing. The simple answer is this; you should care.  Debit cards are not credit cards, and there are marked differences between […] More

  • in Personal Finance

    Five Ways to Make the Best of the Coins in Your Change Jar

    Spare change does riches make. All right, so there’s a good chance I absolutely made that up in every sense of the word (sense, cents…see what I did there?) but still. I believe that spare change is pretty awesome stuff. Why? Because you don’t think about it. You use cash somewhere, put the change in […] More

  • in Parenting

    10 Things I Miss About My Children Being Newborns

    There’s a moment in every parent’s life in which you realize that this is it; you no longer have a newborn baby anymore. For some of us, it’s all right. We hope to have more children at some point and we know that we’ll get these moments back for just a fleeting second. For others, […] More

  • in Parenting

    Is There an Etiquette To Follow When Wearing a Bikini as a Mom?

    I’m probably not the right person to discuss this, considering I’m a Victoria’s Secret bikini-obsessed mother of four. My body might not be perfect after having four kids, but it’s pretty great thanks to a healthy diet and yoga – and chasing four kids around – so I feel that while I’ve still got it, […] More

  • in Personal Finance

    How to Recover from Bankruptcy The Right Way

    The sad truth about bankruptcy is that entirely too many people view it as a way out of financial trouble, but not in the way that it should be viewed. For many, it’s a last resort. A desperate attempt to make sure their financial future isn’t completely ruined, and it’s a heartbreaking realization. For others, […] More

  • in Parenting

    10 Basic Items You Can Never Have With Toddlers Around

    I stare obsessively at the photos posted by a woman on Instagram who has the most amazingly stylish and sophisticated home. It’s all white. It reminds me of my house with the layout, the windows and the design, but her house is all white. White cabinets, counters, floors, walls; everything is all white. It’s bright […] More

  • in Family

    10 Restaurants Where Your Kids Can Eat Free

    Truth; kids are expensive. You already know that, of course, even if you don’t have kids. I mean, you certainly do hear us parents whine often enough about the fact that we have to spend $50 on shoes for kids that they grow out of in about a second and that we spend this much […] More

  • in Parenting

    The Funniest Things Parents Find in Car Cupholders

    I love a clean car. Love it. Actually, that’s not even the right terminology. I am obsessed with a clean car. That’s why having four kids is kind of a pain in the rear end for me. Four kids + my awesome SUV = pretty big mess. Kids are the reason you will find me […] More

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