Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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in Budgeting

10 Tooth Fairy Gifts You Can Get for Under $10

Growing up, the toothfairy gave me a quarter – one quarter, twenty five cents – when I lost a tooth. Did not matter which tooth it was, either. It was a quarter and nothing more. At the risk of aging myself (oh well, I’m turning 32 next month), the toothfairy was not cheap in those […] More
in Lifestyle

10 Places That Give you The Coolest Free Stuff On Your Birthday

My birthday is next month, which means that I’ll begin the countdown in a few weeks. I love my birthday. I might be turning 32, but I love birthdays. I don’t care how old you are, it’s your day and it’s a good one. People wish you happy birthday, you get cake, people are constantly […] More
in Parenting

10 Questions You Never ask a Couple Who Hasn’t Had Their Second Child Yet

With four kids, I’m so far past the annoying questions, thoughtless statements and very personal comments that people make when a couple has only one child. I’ve got a whole new set of inappropriate comments, questions and statements to respond to on a daily basis (yes, we know how this happens; no, we didn’t plan […] More
in Parenting

10 Ways My Child Makes Me a Braver Person

During a recent trip to a gorgeous lake in the middle of the northern Tennessee mountains, I stood for almost half an hour on top of a 20-foot bridge, tears in my eyes, scared to death to jump off into the 200-foot lake. Everyone else had already done it, including several of my nieces and […] More
in TM-Tips, Travel

Invaluable Travel Packing Advice for a Family of Five

Travel is so much fun, and everyone should do it. But there is a moment in your life when you realize that the worst part of travel is not the long lines at the airport or delayed flights or bad weather. It’s the actual packing portion of your trip. Remember before you had kids when […] More
in Personal Finance

Five Habits You Need to Embrace to Become Financially Independent

What’s your biggest goal in life? I mean, really; your biggest goal. The dream you want to come true more than anything else. I’m not talking about finally getting your toddler 100% potty trained or stopping your husband from leaving the toilet seat up (admirable as those goals might be). I’m talking your big goals; […] More
in Careers

10 Great Jobs for People Who Wake Up Super Early

I don’t know about you, but I’m a morning person. I enjoy my mornings because I’m more productive in the mornings. I like the peace and the quiet, and the promise of a new day. Mornings are one of the very rare moments in my life in which my kids are all asleep and I […] More
in Budgeting

If You Have an Irregular Income, Here are 10 Ways to Budget Your Money

Wondering when you’ll get paid next, what you’ll get paid or even if you’ll get paid is a dark place. It’s not fun. It’s stressful and it’s more than just kind of a downer. It’s very difficult on those who have an irregular income thanks to a job that perhaps does not always guarantee work. […] More
in Shopping

10 Everyday Items You Can Get For Less at the Dollar Store

Let’s see a show of hands from those who know they are spending too much on everyday items? My hand is in the air. What’s your reason for spending more on items than you know you have to? My own personal reason is simple; I have four kids and I work from home. When my […] More
in Budgeting

Advice For Getting the Absolute Best Deals on Yard Sales

Yard sales are pretty hit or miss, and it all depends on the individual shopping. For some, the idea of hitting a yard sale filled with baby items, play toys and outdoor playground items for their toddlers is the best thing that happened all weekend. For others, it’s pointless. For some, estate sale-type yard sales […] More
in Parenting

10 Times You Should Just Give Up and Give In To Your Child

Just a few weeks ago my 4-year-old demanded (as opposed to asking) ice cream for lunch. Because the kid detests sweets, I knew what she really wanted was a bowl of ice cream she could stir – it’s her favorite. But I can’t give her that even though she’s not going to eat it, because […] More
in Parenting

The Most Annoying Complaints Kids Will Give You When Sharing a Room

There is a certain type of torture and pain that only those who have kids that share a room will understand. Thank goodness for me, this is something from the past. When my husband and I were just a few months shy of welcoming our twins into our family, we moved our then almost 3-year-old […] More

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