Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

More stories

in How to Save Money

Questions to Ask Your Doctor That Might Just Save You Money

A trip to the doctor is something we all have on a regular basis. There are certain doctors we see every year, others we see more often and those we might not see nearly as often. Doctors aren’t much fun, unless you’re pregnant and looking forward to seeing your new baby for the first time. […] More
in Deals and Promotions

Become a BJs Wholesale Club Member Free for 90 Days

Warehouse club memberships are kind of love it or leave it. There are always those who swear that their membership is the best thing that ever happened to them, and there are people like me. I have had a Sam’s Club membership for more than two years now, and I used it once a few […] More
in Careers

Three Work Moves You Will Never Regret Making

It often feels to many working Americans that you are not in control of your own career. That mindset is a killer. You are in control of your own career. You have every opportunity to do what you want to do for a living and to be the success you’ve always imagined; all you have […] More
in Personal Finance

Is Selling My Home To Pay Off Debts Worth It?

It’s not a question anyone ever wants to have to ask; should I sell my home so I can pay off my debts? It’s a question that, more often than not, means you have found yourself in a financial situation so dire that you feel you have no choice. Your home is your home; it’s […] More
in Taxes

Tax Issues Single-Income Tax Filers Face During Income Tax Time

Not everyone makes millions every year; in fact, most of us make slightly (significantly) less than that each year. While it’s not true in every case, it’s typically the single-income families that make the least amount of money every year, and also the ones who have some of the most difficult issues with their taxes. […] More
in How to Save Money

Three Ways Spring Costs You More Than You Think

There is a certain magic in the air during spring (and fall, to be quite honest). The air is warm and beautiful, but the evenings are still cool and enjoyable. There is nothing I, personally, enjoy more than spending evenings outside while the kids run and play and I can sit on the deck and […] More
in Personal Finance

When Freezing Your Credit Might Be the Right Choice

Perhaps you’ve heard the term ‘freezing your credit’ in the past, but what does it really mean and why do it? The simple truth is that freezing your credit means that you contact the major credit bureaus and ask them to place a freeze on your account so that no one can pull or access […] More
in Life Hacks

Buying Used is Amazing Unless You’re Talking About These Products

Shopping secondhand is a huge trend at the moment. People all over the world are currently shopping for the things that they want and need by buying them used. Whether it’s gently used furniture that’s been refurbished and made fabulous at an antique store or something like a designer handbag that’s being sold at a […] More
in Retirement

Three Countries Where Retirees Can Live Comfortably for Under $1,500 Per Month

Social Security benefits are not exactly impressive these days, and they only stand to become less and less impressive over time. The average Social Security check is around $1,300 and the average amount a married couple pulls in on Social Security is only $2,100. That’s not exactly a lot to live on, and it’s not […] More
in Lifestyle

Save Vs. Splurge: Kitchen Items You Should Always Pay More For

When you have people over to your home, or just your family for that matter, where does everyone go? It’s the kitchen, right? I cannot tell you how much time we spend in our kitchen for people who don’t cook much. It seems that everyone is drawn to the space, and that’s why we chose […] More
in MYD-Taxes, Taxes

3 Reasons Not To Pay Your Taxes With Your Credit Card

If there are two things in the world people dislike more than most anything, it’s taxes and credit card debt. On that note, don’t pay your taxes with your credit card. It should be that simple, but for many it’s anything but. Ideally, we would all figure out precisely how much money we owe the […] More
in Real Estate

Remodels That Do Not Add Value To Your Home

There is nothing wrong with wanting to increase the value of your home, especially when you want to sell it; and a remodel is a guaranteed way to make your home more valuable. Or is it? Not all home remodels, renovations and upgrades are worth the money you pay. What this means is that sometimes […] More

Congratulations. You've reached the end of the internet.