Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Real Estate

    Are You Really Ready for A Mortgage?

    Many people just assume that they are ready to take on the project of owning a home, but they actually are not. Believe it or not, not everyone is ready at this particular stage in their lives to own a home, and we can tell you whether or not you are one of them. It’s […] More

  • in Taxes

    Important Real Estate Tax Deductions You Cannot Miss

    As if buying a home, selling a home or being a homeowner is not stressful enough, filing taxes with any of this on your list of financial things you did in 2015 makes tax season a bit more stressful. Many taxpayers forget that there are a few special circumstances in place not only for homeowners […] More

  • in Lifestyle

    Little Ways Being Too Responsible Hurts Financially

    Being responsible is the single most important thing that my parents taught me; or so I thought. They taught me many important life lessons growing up, but being responsible seems to encompass many of them all rolled into one big life lesson. I, too, hope to teach my kids that being responsible is a trait […] More

  • in DIY Projects

    Remodeling Surprises That Cost You More Than You Budgeted

    Remodeling your home is an expensive deal, and it’s one that you cannot ignore once you get started. When my husband and I bought our dream house a year and-a-half ago, we put aside a lot of money to help us remodel the house a bit. It didn’t need much work, really, but what it […] More

  • in MYD-Taxes, Taxes

    Should You Take A Bigger Paycheck or a Bigger Tax Refund?

    With tax time just around the corner, we find that many people are asking the same question. Should you contribute more to withholding for a bigger tax refund, or should you have a bigger paycheck throughout the year? Many people are divided on this one, and others have very staunch opinions on the subject matter. […] More

  • in Credit Cards

    How to Tell if A Balance Transfer Offer is A Good One

    If you have debt on a credit card, you might wonder if a balance transfer is a good idea. Of course it seems like one when you have a lower rate and more time to pay off the balance you owe without paying more money in the process, but it turns out that there are […] More

  • in How to Make Money

    How to Make Money Selling Used Clothes on eBay

    Most everyone you know is always looking for a way to earn more money, and who can blame them? Even people who already make plenty of money still want more, and that’s perfectly fine. Money is not the root of all evil, and it’s not the thing that will buy you happiness. However, wine is […] More

  • in How to Save Money

    Easy Ways to Save Money When Buying a New Home

    Everyone knows that buying a house is an expensive purchase. It’s probably the most expensive item you will ever purchase in your life, which means several things. For one, you want to make sure that what you are buying is worth the money you are paying to buy it. You also want to make sure […] More

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