Personal Finance and Lifestyle Guide
Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.
We all know that financial problems are one of the leading causes of divorce, but we are willing to bet finances play a substantial role in the leading causes of a number of other factors; therapy, unhappiness, medical needs. We aren’t doctors over here (but we could play one if we had to after years […] More
When life hands you lemons, you’re supposed to make lemonade. I, personally, use lemons all the time so I fail to see why people view them as a negative. They are wonderful in so many things, including cocktails; lemons are not bad. However, when you turn lemon to permanent marker and you view it in […] More
Summer vacation for the kids is about a month away, and that means parents everywhere are excited to book a summer vacation for the family. No, wait; they’re excited to book a summer vacation, but they won’t be excited to take the family after a few weeks of kids being home and driving them nuts […] More
At the end of the day, we all want to be wealthy and rich. I know that I wouldn’t be too upset if there were millions sitting in my bank account; and I’m going to take a stab in the dark and assume you wouldn’t complain too much about that problem either. The good news […] More
I do not miss being in an office working for someone else. I just don’t; I like working from home. I like not having people interrupting me all day long (save for my 2-year-old twins, but they’re cute so it’s not so bad). I’m not much of a people person unless you’re someone I consider […] More
It’s official; Harriet Tubman is the new face of the $20 bill. The former slave and abolitionist who saved more than 70 people from slavery during her 91 years will be the new face of the $20 bill after much deliberation. She is a celebrated face in history, and for good reason. Born into slavery, […] More
When I told my then boyfriend (now husband) not to call me after 8 pm because I’d probably be in bed, he was a little bit shocked. We were 18 and 19, had just be set up on a blind date and when he called me at 8:15 one night, I was already in bed. […] More
Homemade, organic meals derived from the totally organic farm animals you raise from infanthood to adulthood massaging gently every night before a lovely bedtime story and a meal of organic grass at every meal, perfectly matched clothing from head to toe, perfectly perfect answers and a perfect mood all the time. You never raise your […] More
We all want to be a bit more frugal; I know that I do. I know that I can be a bit excessive in some areas of my life, but other areas are less important to me and it’s not a bad idea to be more frugal in a situation like that. My family likes […] More
No is a full sentence; trust me. No. No. No, thank you. No, I don’t think so. No. There is no need to follow up that one word, one syllable sentence with anything else. All you have to say is no. It’s not easy, I know this. Trust me. In my nearly 33 years in […] More
Let’s be honest here; college is not cheap. It’s been about a decade since I was there, and I remember thinking that it was pretty expensive back then. From what I understand now, though, it’s a lot more expensive. It’s difficult for me to imagine that the cost of tuition and books has gone up […] More
There’s a running joke in my household (it occurs to me I write that once a week or so, and that I am clearly the butt of everyone’s jokes) that I cannot become attached to a card number. I once was able to rattle of my card numbers and expiration dates and CV codes without […] More