Personal Finance and Lifestyle Guide
Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.
Nothing is more convenient – or more dangerous to a woman’s wallet – than online shopping. No parking mess at the mall, no pushy sales associates at Neiman Marcus and no hawk-eyed security guards making you feel like a criminal when you enter Tiffany & Co. to treat yourself to a little gift. Did we […] More
Your kids take more from you than just your energy and your patience. They take your advice (they do, even if it takes them years to actually use it) and they take your example and learn to live by it. The things you do resonate with them. Even the things you don’t know you do […] More
Everything in life is easier when you have a great group of girlfriends to experience it with. You are there for each other, you laugh at and with one another and you can count on each other to cheer you on, hold your hand and lend you a shoulder. Good friends are irreplaceable and unexplainable. […] More
Oh no! Junior just sneezed, where’s your phone? You must immediately call the pediatrician and make an emergency appointment to diagnose his illness (though you have your suspicions that it is probably bird flu or the measles; the internet told you so). While your intentions are good, your pediatrician probably finds you irritating. In fact, […] More
A speck of dirt on his shiny red convertible causes my husband more stress and anxiety than just about anything (says the woman who vacuums and dusts the interior of her own car on a daily basis). In fact, he stresses so much about his car being dirty that it is beginning to rub off […] More
Last month my husband told me he wanted to purchase a sports car. A few months shy of 30, with two daughters who are almost four and one-year-old, most people were shocked that I didn’t even raise my eyebrow at his request. In fact, I embraced it. A few days later we went out and […] More
Competition is a healthy thing; it helps you to succeed in the workforce, it helps you to train harder and become stronger. However, competition should always remain friendly and should never bring you to a point that you feel badly about yourself or your life. Unfortunately, too many women spend the vast majority of their […] More
Whether you work your behind off to maintain a modest savings account or you live comfortably and have plenty of disposable income, you still need to watch your pointless spending. Money doesn’t grow on trees and even those with plenty of it need to ensure that they are saving plenty and spending wisely. One of […] More
The big question just about every American is asking right now is how much they should be saving from their income each month. The ideal answer for anyone is to save as much as you can. From that savings you can enjoy vacations, rainy day funds, emergency funds and the knowledge that you are financially […] More
If you have problems getting adequate sleep each night and put off checking the mail each day for fear that your credit card statements and bank statements will be in there, you might have a debt problem. Most Americans are now living with some form of debt, and most of those can barely afford to […] More
Summer: The glorious season when the kids are home from school and the heat is turned way up. This is the time of year to spend days in the pool, evenings by the grill and countless hours checking your makeup. The heat causes you to sweat, the pool water removes your makeup and you spend […] More
Ordinarily you’re a pretty clean person with a neat house. Unfortunately, today is the day you decided to forgo all things sanitary and let your kids wreak havoc on everything from the floors to the walls so you could spend a little extra time reading your new book (which we are willing to bet contains […] More