Personal Finance and Lifestyle Guide
If you are like most people, you are going to be relying on your Social Security payments when you retire. In 2014, there were over 59 million Americans who were receiving Social Security benefits and a total of $863 billion was paid out. When you retire, you are eligible to that piece of the pie. […] More
Many people love to go shopping. Some people go shopping when they need things and some people go shopping because they want things. There are some people who go shopping to make themselves feel better. While you may not enjoy spending the money, you love coming home with new things. It is important, however, to […] More
Journaling is dismissed by many people as an activity left to depressed writers, people with lots of free time or teenage girls. So, what is financial journaling and why should anyone do it? One can take up financial journaling to manage different situations. It may be to control your spending while on a trip with […] More
One of the biggest reasons that people have for not eating healthy is that it can be expensive. There are many people who want to eat healthy to lose weight and to start feeling better, but they cannot. It costs a lot less to make a box of macaroni and cheese or a package of […] More
Who knows better than anyone else what Americans are spending their money on than the big boys on Wall Street? They’re monitoring that very subject 24/7 so that they can stay on top of the trends. And, in spite of the previous period of recession, American consumers are continuing to be over-leveraged and our habit […] More
Searching for the best clothing designs can be very cumbersome. This is because you are definitely looking for an amazing design not worn by many people. When searching for unique designs, visiting the available clothing stores can be very tough. You can get tired along the way and fail to get the designs you needed. […] More
These days it’s true that a new baby is a big expense. Everything from baby food to basic clothing seems to cost a fortune, and for many mothers, baby showers have become not just a way of celebrating the new arrival but also a vital way of acquiring supplies. It wasn’t always like this however. […] More
We all want a stable financial future. Debt can come to define your life, and even when you make a conscious decision to rid yourself of it. Instead, you have to make a choice to free yourself of your financial burdens, and know that doing so is not the sole step that you will have […] More
Halloween is a festival everyone enjoys but kids love it a little extra. They dress up as their favorite characters and then go for trick-or-treating. What is more exciting than getting free candies! They roam the streets after dark, going from house to house and enjoy the spirit of this festival. Halloween parties are also […] More
Entries of old debts on your credit report are not only embarrassing, but they can also be detrimental to your credit score. The good news is that old debts do not last forever, as the credit bureau is required by the law to delete these entries after the credit reporting time limit of seven years […] More
On paper, credit unions have a creepy resemblance with traditional banks. Both of these institutions offer investment services, issue ATM cards and checks, make loans, and even hold deposits. However, when you zoom in on their services and general management, the differences start to emerge. Credit unions provide platforms for members to pool their savings […] More
With the vast increases in technology occurring over the last few years, it should come as no surprise that investing is finding a home on the internet. Robo advisors are increasingly popular, and offer some obvious benefits over traditional financial planners. Some of these benefits include lower initial investments, 24/7 access to your portfolio, smaller […] More