Personal Finance and Lifestyle Guide
College tuition is very expensive. If you don’t have the money to pay your tuition, you may qualify for financial aid. Whether or not your would quality depends on your income and your parent’s income. If you do qualify, your tuition would be covered. There are certain items that are not covered by your financial […] More
Credit cards have been used by consumers for over 50 years, and as you might expect, they way they’ve been issued, regulated, and used by consumers has gone through several changes through those years. They began as a simple convenience, but these small, flat rectangles of plastic and the credit exchange they represent have evolved […] More
There is a widely accepted misconception in which it is believed that people who are financially astute — those who have experienced a certain level of success in the area of wealth building — never experience financial setbacks. That cannot be further from the truth. In fact, it is estimated that the average millionaire will […] More
If you are like most people, your job is your livelihood. You need the money from your paycheck to keep a room over your head, to pay your bills, to put food on the table, and to put clothes on your back. In order to keep your job, you need to keep your boss happy. […] More
It’s a fact that women do pay more than men for healthcare, both in the insurance arena and in their out-of-pocket costs. It really doesn’t seem fair, does it? Simply being female shouldn’t cost more but it does. Prior to the enactment of the Affordable Care Act (ACA), women were paying 50 percent more for […] More
Costco shoppers know what great bargains are available at their local store, but might not be aware of how many of them are not only cheaper than other brands but also rated better as well. Gone are the days when cheap meant lower quality. Many Costco items made by Kirkland are better quality than what […] More
If you are like most people, you apply for credit cards that have rewards and bonus points. Unfortunately, many people don’t understand exactly how credit card points and rewards work. There are others who don’t understand exactly how they work with their particular card. Some people won’t benefit from the particular rewards program that their […] More
Over the years, photographers have been able to find companies who were willing to buy their stock imagery. Over the past year or two, there have been companies who have been looking for photos taken by individuals with the camera on their Smartphones. Today, just about everyone owns a Smartphone, which means that anyone can […] More
Flights have become more and more affordable as the planet becomes more and more inter-connected. However, it is important to remember that flights remain relatively expensive at hundreds of dollars per trip, meaning that interested individuals should do all that they can to lower their flight prices when booking. Fortunately, flight costs see a great […] More
When you are a kid and into your mid-teens, your parents are the ones who handle the money. When you are in our late teens into your early twenties, you start handling your own finances. During your 20’s, it is not uncommon to make a financial mistake here and there. These mistakes can be frustrating, […] More
If you came into an extra $1,000 what would you do with it? Some people will go on a shopping spree and purchase all of the items that they couldn’t afford otherwise. Others will take a trip to Ethereum Casinos, hoping to double their money. If you want to spend you financial windfall responsibly, there […] More
Although there was nothing that stood out about credit cards in 2016, there were some interesting developments nonetheless. For example, a wide range of financial institutions pushed out a wider range of financial products for the sake of appealing to a wider range of customers, which in turn, encouraged other financial institutions to fine-tune their […] More