Budgeting

Just because you have the money to buy something does not mean you can afford it, which is why learning how to make a budget is probably the single most important thing that you can do for your finances. I know that learning how to make a budget that’s effective, on point and helpful is […] More

Be honest; where do you stand on the subject of couponing? Are you like me, where you really do not have good feelings about the idea or do you love it? We all have an opinion, whether it’s the same as others or not. We all have a thought about couponing; for me, it’s the […] More

Discipline is not something that most of us always have. Maybe in some instances we do, but in others we fail tremendously. It’s all right to fail and to have to work on your discipline where certain things are concerned; that’s how we learn. Failures and mistakes make us a lot more intelligent in the […] More

Financial independence is the American dream. Sure, we all want to own a home and have a white picket fence and 2.4 kids (I mean, I don’t know about that – I’d shoot for a whole number myself, but math is not my strong suit so you go ahead and do what you like in […] More

Getting a good deal on an item is always awesome, but not everything that has a cheap price tag is a good deal. Just because someone once said something about someone’s trash being someone else’s treasure does not mean that is fact. Sure, there are things you can pick up at someone else’s yard sale […] More

Labor Day is just a few days away, and most of us have already booked our weekend to the max. However, a fun Labor Day vacation is not in the budget for everyone, and that means that you might be left wondering just what it is you will do for the weekend. In years past, […] More

How would you feel about an iPhone on a prepaid cell phone plan? It sounds like something that will never happen, but it appears this is simply not the case anymore. It looks like the iPhone is being sold by a few carriers that offer prepaid plans and they have been for a few years […] More

I used to dread going to the grocery store, but now I love it. I love it because I make the conscious decision to shop when my husband is home from work so that I don’t have to take any kids. Not only does this mean I get a little break from things like parenting, […] More

Growing up, the toothfairy gave me a quarter – one quarter, twenty five cents – when I lost a tooth. Did not matter which tooth it was, either. It was a quarter and nothing more. At the risk of aging myself (oh well, I’m turning 32 next month), the toothfairy was not cheap in those […] More

Wondering when you’ll get paid next, what you’ll get paid or even if you’ll get paid is a dark place. It’s not fun. It’s stressful and it’s more than just kind of a downer. It’s very difficult on those who have an irregular income thanks to a job that perhaps does not always guarantee work. […] More

Yard sales are pretty hit or miss, and it all depends on the individual shopping. For some, the idea of hitting a yard sale filled with baby items, play toys and outdoor playground items for their toddlers is the best thing that happened all weekend. For others, it’s pointless. For some, estate sale-type yard sales […] More