Budgeting

How is it possible that at the end of each month you are still over your budget and things did not go your way? Your savings is not growing, because you cannot figure out how to keep your spending in track. It’s a never-ending cycle when you cannot figure out what the problem is, where […] More

Living on one income is often a difficult prospect for many families, especially when that one income is just above federal poverty guidelines for the average American family. A $25,000 per year income is not much. It’s not a livable wage for most people, but there are some who can make it work. In fact, […] More

What’s your weekly grocery budget?  I am always on a mission to find out how I can lower my weekly grocery budget without cutting coupons and without sacrificing whatever it is we like and need most each week. Basically, I need prices to just drop dramatically and that’s all. In all seriousness, I am not […] More

The average American family spends $1,149 per family member on holidays each year. And that’s just for the annual vacation; it doesn’t count quick getaways, weekends and other short holidays through the year.That’s a lot of cash in anybody’s terms, so it’s no wonder that some people get themselves into a real financial bind at […] More

Learning how to stick to your budget is a habit that is difficult to establish. Let’s be honest; it’s not easy to always resist temptation and learn to work with a budget, manage our money effectively and stick to a plan. There are too many things that throw us off course on a regular basis. […] More

Everything about budgeting is a good idea, which is why there are so many budget planners on the market. Between budget planner apps, websites and books, it’s often difficult for the average Joe to discern which is the best one, which is the most profitable budget planner and which ones are not worth our time. […] More

With an average price of $212,000 and a ‘typical’ down payment of 30%, you’re dream of owning a home requires you come up with just over $63,000 cash to put down on your home, and many Americans have no concept of how to save money for a house like that. That’s a lot of money […] More

Learning how to eat healthy on a tight budget seems impossible, but it’s not. Anyone who regularly budgets grocery shopping will tell you that shopping in general when money is tight is challenging enough, but looking to add primarily healthy items to your cart is an intimidating process for anyone not aware that healthy foods […] More

Just because you have the money to buy something does not mean you can afford it, which is why learning how to make a budget is probably the single most important thing that you can do for your finances. I know that learning how to make a budget that’s effective, on point and helpful is […] More

Be honest; where do you stand on the subject of couponing? Are you like me, where you really do not have good feelings about the idea or do you love it? We all have an opinion, whether it’s the same as others or not. We all have a thought about couponing; for me, it’s the […] More