Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Personal Finance

    What Is The No-Spend Challenge?

    Have you heard of the no-spend challenge? I keep seeing it pop up on social media posts on Facebook and Instagram, and I will admit that I am intrigued. I don’t want to call myself a shopaholic or anything quite so extreme, but I don’t think I could do it. I’m of the “tell me […] More

  • in MYD-Taxes
    , Taxes

    Ridiculously Simple Mistakes Many People Make With Their Taxes

    Everyone makes mistakes. It’s all a part of being human. Do we love making mistakes? No; no one really enjoys making mistakes. However, we all do it and we can all learn from them. That’s what makes mistakes so valuable. There is no great success without first failing, making mistakes and learning from them. Everything […] More

  • in Lifestyle

    Three Things to Give Up to be Financially Free

    Have you ever noticed that it’s always so simple to see the solution to someone else’s problems looking into their lives, but it’s nearly impossible to see the solution to your own? Have you ever considered that perhaps you might take the advice you might issue to others and apply it to your own life […] More

  • in Personal Finance

    Three Simple Ways to Kick Bad Financial Habits

    One of my favorite things to do in the morning when I drink my coffee on the couch enjoying the quiet house while my kids are still asleep is peruse Pinterest on my phone. I love the home décor ideas, the fun crafts I will never could do with my kids, and even the upbeat, […] More

  • in Parenting

    The Biggest Financial Misconceptions About Stay-At-Home Moms

    We are not going to get into the whole stay-at-home mom versus working mom versus work-from-home mom (I’m the work-from-home mom) debate today. However, we are going to talk about parents who are home with their kids and really do enjoy being here with them. It seems to me that people have a large misconception […] More

  • in Travel

    Book American Airlines Flights Now for Reduced Awards Travel

    We love the idea of booking a flight with rewards points and mileage, and we love it even more when we can do it at a reduced rate. All that sounds like to us is more free flights and more upgrades in the future. Really, what’s not to love about that? We have taken it […] More

  • in Personal Finance

    Find Financial Success With These Three Simple Tips

    The thing about financial success is that what works for some does not work for others. Some people cannot set aside a certain amount of money every month or whenever like others. Some people cannot live with the envelope system no matter how much it works for others. Some cannot find a way to save […] More

  • in Personal Finance

    The First Steps to No Longer Living Paycheck to Paycheck

    Living paycheck to paycheck is something that really plagues so many families. During a recent playdate with a girlfriend and a group of other moms she knows at the splash pad, I overheard a few of them saying that they were looking forward to their husband’s getting paid on Friday so that they could hit […] More

  • in Real Estate

    How Long Does it Really Take to Buy a Home?

    Once you find the home of your dreams, you want to move in yesterday. I get it; I’ve both built and purchased homes and I know that feeling of sheer impatience and excitement all worked together in a way that makes you feel as if you might cry when there is a delay. When my […] More

  • in MYD-Taxes
    , Taxes

    A Few Last Minute Tax Filing Tips for Last Minute Filers

    Tax day is only a few weeks away, and we know that many of you are scrambling to get your paperwork together and get your taxes completed before the deadline arrives. Statistics show that as many as 25% of taxpayers wait until the last possible moment to file their income taxes, mostly due to the […] More

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