Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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in Education

Why We Already Discuss the Cost of College With Our Four Small Kids

If there is one thing I worry most about as a parent aside from the safety of my kids, it’s college. I remember the cost of attending university myself, and it’s been well over a decade since I began my college career. It was expensive when my husband and I were paying for our own […] More
in Careers

How Working From Home Costs More Than You Think

Mimosas, a pool boy and endless hours of fun in the sun and freedom making working from home so worth it to me. Wait, no; that’s not right. I can’t do any of those things if I don’t actually get my work done. Oh, and those big checks I get seem super amazing, but they […] More
in Real Estate

5 Ways To Get Your House Market Ready for Nothing

I am not a home selling expert. I am not a realtor; though I did get my real estate license when I was 19 and attempt to use it for a while before realizing that it was not for me at that age. In the interest of full disclosure here, I’ve also never once sold […] More
in Careers

The Skills You Need To Be an Outstanding Employee Require No Talent

I don’t know about you, but I love to see others succeed. I love the feeling of watching as they achieve their goals, make it happen and really experience the kind of power and control that comes with really being successful. I love that my social media newsfeeds are filled with success stories. While some […] More
in Tips & Hacks

I Had No Idea I Could Clean These Household Items and Save Hundreds Every Year

I like to clean. There. I said it. I actually enjoy cleaning my house. I do; I mean it. I don’t love the concept of my home becoming dirty and requiring that it’s cleaned, but I do love the act of cleaning my house. Perhaps it is my OCD-like nature that allows me to feel […] More
in How to Save Money

How I Save Hundreds of Dollars Every Year Making My House Smell Gorgeous

Sometimes my house smells less than beautiful. Nothing bothers me more than that. Since November 16, 2007 I have been unable to tolerate unpleasant smells. It was the day before I found out I was pregnant with our first child, but I knew with certainty that I was pregnant that morning when I got into […] More
in Budgeting

The Most Common Wedding Expenses Many Couples Overlook Making the Budget

It’s wedding season, lovebirds! Are you saying your vows in the coming weeks, or planning your wedding for this time next year? Really, it doesn’t matter when you’re getting married or when you are planning for your wedding to occur; you still have a wedding budget – big or small. You have to find a […] More
in Shopping

Creative Tips to Stop Emotional Shopping and Emotional Spending

Imagine my surprise to come home from a week in North Carolina earlier this week only to realize that our trip cost us thousands of dollars. Maybe you don’t think that sounds unreasonable for a week-long vacation, but I haven’t gotten to the good part just yet. We packed and headed out last minute to […] More
in Personal Finance

The Truth About the Lies You’re Telling Yourself About Your Financial Debts

I lie to myself every single day. It’s a terrible habit, I know. I like to think of myself as a fairly honest person (with the exception of some creative story telling when I don’t feel like being punched in the face for sharing my actual opinion) but I’m hardly ever honest with myself. I […] More
in Lifestyle

Unexpected Ways to Get Healthy and Fit Without Spending A Fortune

In an effort to be completely honest with you, friends, I will tell you that I’m a bit vain. Certainly not in an obnoxious way (to my knowledge). I simply enjoy being put together, and I feel more confident, happier and more productive when I feel good about how I look. Each and every morning […] More
in How to Save Money

Four Simple Ways To Redecorate Your Home Without Spending A Dime

Rest assured that I am in no way a professional decorator or designer. In fact, I’m not even sure I have a natural eye for things of that nature. My home is, in my opinion, impeccably decorated; but only because I find décor I love on Pinterest and Instagram and literally order every single item […] More
in Shopping

Outlet Store Shopping is Not Always A Money Saver

Ever have one of those moments where something crosses your mind and just kind of hangs out there for a while without your permission? I had that experience recently. I have a very healthy love of designer shoes, handbags and clothes. I love them; I believe in shopping for classic, timeless pieces that can be […] More

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