Personal Finance and Lifestyle Guide
Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.
Positive thinking is such a nice thought (see what I did there?), but there are people who think that itās just a fun idea and a cute concept. I have this total obsession with positive thinking. I like it. I donāt know about all the āpower of positive thinkingā that people are always talking about, […] More
September is my favorite month of the year; for a few reasons. Itās the beginning of college football season (go Gators!). The kids are back in school. Fall feels like itās finally arrived (even though itās still 90 degrees, humid and insufferable this time of year in Florida) and the Pumpkin Spice Latte is back. […] More
Weāre coming up on a big week in our house. Itās back-to-school week, and we could not be more excited! Our oldest daughter is going into the third grade and our sweet second born is going into kindergarten. She will be going to ārealā school for the first time, and sheās actually excited. As if […] More
Everyone with a pet peeve, raise your hand. I know I canāt see you, but I know there are hands everywhere. If I had more than two, theyād be in the air, too. I have a list of pet peeves so long itās amazing that I find anything to smile about during the day. This […] More
August is here, and that means we have to get our holiday bodies ready. It really shouldnāt be that big of a problem since I do keep hearing people talk about how they never actually got their bikini bodies ready, after all. Now itās time to get ready for the holidays and for football season. […] More
My husband started a new job this week. After 15 years and one week with the bank he began working for as a part-time teller in college, he finally moved on. Heād gone as far as he could go at the bank, and he was recruited by a company that the bank decided to work […] More
No matter how careful we are, no matter how diligently we plan, and no matter how responsible we are, at some point we will all make a mistake. We can hope itās not a financial mistake, but it happens. I remember a time many years ago when I used to mail all our monthly expenses […] More
When was the last time someone said something to you or simply made a remark that stuck with you longer than it might usually stick with you? Like anyone else, it happens to me on occasion. There was the time when I was 20 and a complete stranger told me that perhaps I should never […] More
One of the best ways to reach financial success and freedom is to work your way to the top of your career and really make the big bucks; among other things, of course. We would be remiss if we did not mention that success and financial freedom are not found by making more money in […] More
Exercise makes me feel good; really good. In fact, if I donāt work out during the day, Iām not a very nice person. I become grouchy, cranky, irritable and kind of mean. I have little patience, everything annoys me and I constantly think about how annoyed I am that I did not have time to […] More
My oldest daughter turned 8 a week ago, and she really came into the money on her birthday. Sheās now at that awkward age where sheās a little too young to care yet about fashion and things of that nature too much, but sheās too old to want more toys and childish things. Most people […] More
I cringed outwardly the other day when I saw a photo posted by an acquaintance on social media. Not because it was your typical run-of-the-mill overshare, inappropriate photo or pointless duck-face public bathroom selfie; though those photos do make me cringe inwardly. No, this was worse. This was a photo she posted of her daughter […] More