Personal Finance and Lifestyle Guide
Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.
It’s not just a problem that ladies have; men suffer from it as well. We tend to spend mindlessly. I know that both my husband and I do this. When I need a new powder compact for my handbag, I’ll log onto the Sephora website and pick up a compact, a new tube of lipstick […] More
It might seem like something you could do as a helpful gesture, but allow us to assure you that you do not want to co-sign a loan for anyone. You really do not want to. It is one of the least responsible financial decisions you can make in life, and it’s dangerous. It seems innocuous, […] More
I am a chronic eavesdropper. I don’t mean to be; I promise. However, if I’m sitting in a waiting room or standing in a long line, I listen to people as they chat around me when I’m alone. I might be playing on my phone and appear that I’m not listening, but sometimes I cannot […] More
When it’s time to buy a new home, you’re going to learn more about mortgages than you probably ever wanted to know. Trust me; I have two of them. When my husband and I became engaged in 2003, we decided we wanted to graduate college and build a house before we got married. We were […] More
I don’t like math, but I did some this morning; and there are only 12 weeks left until your kids get up in the morning and tear through the house at the crack of dawn waking up everyone in their line of fire to open their Christmas presents. It’s all well and good unless you […] More
We all have a birthday; I have a birthday month, really. I mean, it’s not my personal choice to have a birthday month, but when the last day of September is the day you were born and you have kids who will do anything to ensure they get something special most every single day, you […] More
Being a strong person does not necessarily mean that you have muscles or that you are unflappable. It merely means that you are the kind of person who can accept what life has to hand you, and you can take that and turn it into something even more amazing. The thing is that when we […] More
Mondays. Yuck. That’s all. No, actually, it’s not. But that pretty much sums up Monday, right? At least, that’s how I see most of the world feels around Sunday evening/Monday morning that’s to Instagram and Facebook and the posts the people I follow create. I’m not going to lie; I like a good Monday morning. […] More
How I begin my day is crucial to how I end my day. I make a conscious decision every morning to ensure that my day begins on a high note. I like to get up early. I like to shower and blow dry my hair, put on my makeup, sit down with a cup of […] More
Get a second job, go back to college and get a really beneficial degree or win the lottery; these are all great ways to ensure you can make a little extra cash. We can tell you all day long that you can go out and sell the things you no longer wear, have a yard […] More
Bad ideas are all over the place, and they’re not always as bad as they seem. Sometimes a bad idea makes for the best story. Sometimes a bad idea turns into a really good life lesson. After all, we appreciate a good mistake. For one, it means you’re trying (unless, of course, it means that […] More
Rushed is my middle name; and I know I’m not alone in that feeling. I know that most of us are rushed at least every so often, and I know that there’s not a lot we can do about it. For me, it’s the simple fact that I have four kids, and we are always […] More