Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Personal Finance

    Why Prenups Aren’t Just for the Super Rich

    The first question many people ask when a celebrity couple or wealthy couple decides to wed is, “Will there be a prenup?” and it’s not considered uncommon. However, while many people assume that prenups are just for the rich and famous, it’s not the case. It’s a great way to protect your assets and your […] More

  • in Lifestyle

    Don’t Let Living in the Moment Get in the Way of Living

    Yolo; You only live once. Let me begin by saying that while this is true, I had no idea what this meant for the longest time. I honestly thought that it was the name of a rapper that teens were obsessed with – even though I never bothered to wonder why I’d never heard any […] More

  • in DIY Projects

    10 Creative and Cheap Ways to Transform IKEA Products

    IKEA is really cool. Even when you grow up, become an adult and actually make good money, there is so much fun to be had shopping at IKEA. I mean, who said you can’t get a bargain on home goods just because you don’t have to? We love IKEA in our house, and it’s not […] More

  • in Personal Finance

    How to Stick to Your Financial Plan by Making Goals Exciting

    Few things about personal finance or budgeting seem at all exciting, and it’s just par for the course. The vast majority of people are not at all interested in the topic, they don’t discuss it frequently and the thought of balancing their bank accounts, overlooking their budgets and doing things of that nature seems completely […] More

  • in Food and Drink

    15 Things Only Spicy Food Lovers will Relate To

    Spicy food is not for the weak hearted. In fact, it’s not for a lot of people. But there are those who love spicy food so much they eat it nonstop and those who consume spicy foods in mass quantities for the simple fact that they are at the end of a long pregnancy and […] More

  • in Relationships

    15 Types of Texts You Should Never Send to Anyone, Ever

    Before text messages were possible, we had to –  gulp – talk on the phone. It was a horrible, awful time in the lives of so many. Some of us grew up during a time in which we did not even have cell phones. That meant we had to take this thing that was attached […] More

  • in Family

    15 Signs You’re the Kim Kardashian of Your Family

    Everyone knows Kim Kardashian – well, not everyone. But most people have at least heard of Kim Kardashian or seen her in some way, shape or form even if they did not recognize specifically who they were seeing on a magazine cover or news story. She’s one of the most famous women in the world. […] More

  • in Personal Finance

    Setting Realistic and Achievable Financial Goals

    It is exceptionally easy to sit back and lament about the fact that you’re going to pay off your debt in the next 12 months, save enough for a down payment on house, build an emergency fund and pay off your cars in the next 24 months. It’s easy; you can see it and you […] More

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