10 Riskier Investments You Should Consider and Why


Your investment portfolio is one of the most important aspects of your financial future. What you do today determines your future tomorrow. If you are young and able to contribute to your retirement through investments, you’re in the right place. If you are a bit closer to retirement age, you might not want to take any risks or chances with your portfolio. But according to financial experts, no one not taking any risks is doing anything worthwhile. You cannot, no matter how hard you try, play it safe for the rest of your life. You have to go ahead and make sure you are making the right investments, you are taking the right chances and you are putting yourself out there. There is no reward where there is no risk. We are not advising you to take your life savings and risk it all, by any means. What we are doing is trying to encourage you to think outside the box, take a few more chances and try to make things more exciting and more profitable. What we have for you are 10 riskier investments that the financial experts of the world feel you should be making, and we have reasons for each.


Some people will go against this and advise you to steer clear of investments like these, but sometimes it’s worth the risk. Millions of people make a ton of money off investing in collectibles and selling them at auction for a higher price, and it’s something you might consider if you have a big budget. We think you should consider this because it’s a more fun investment and it provides you with something tangible to see.


There is nothing about art that is a bad idea, but it can be a risky investment. The deal with this one is that you have to either have money to buy the good stuff or you have to inherit something worthwhile. Not all art will increase its value, but some will. Be sure to learn as much as you can about art before you invest, but know that smart art investments are worth a lot of money.


If you are looking to invest in diamonds, you might not be thinking out of the box. Many people do this, and it’s typically a good idea. You can purchase something lovely and very high-quality and then sell it later on for a lot more money. But be sure that your investment is worth it as far as the 4 Cs are concerned and that it’s kept insured and safe while it is yours. We like this risky investment because it pays off in more than one way.

Structured Products

Rather than relying on the cost of stocks to determine the price, you will rely on a set of standards and rules with structured products, and that is what makes this risk so risky. If you understand how this works and you have a good advisor, however, it can be a great payoff toward your financial future and it’s recommended.

Venture Capital Trusts

If you want to invest in a small company that looks like it’s growing, it’s a risk. But it can be a risk that pays off more than you ever thought possible. You can take this risk and gain more than you ever imagined, but you need to know the market and what people want, and you need to see a hardcore business plan.

Spread Betting

This is something that many people call risky because it is. It’s essentially gambling and it’s not for everyone. However, if you are good a calling the shots as far as whether or not the price of a stock will rise or fall, you might be very good at this and able to make a lot of money. Just be sure to keep your risk small by not betting too much.

Real Estate

Some people consider this a great investment risk and others consider it a dangerous one. It’s a bit of both, to be honest. You just never know what will happen to the real estate market, so investing in land is a risk you have to be willing to take. The good news is that the real estate market always fluctuates, so it’s almost a guarantee that someday you will make more money than you thought possible – even if it never feels like that will happen.


This is a huge risk you will take in your investments. Most biotech companies produce far fewer success stories than failures, and that means you can lose a lot of money. But if you’re willing to take the risk, you could make a lot of money on the one medication or experimental drug that does take off and cause people’s lives to change.


If you purchase stock in a company and that company fails, you lose a lot of money. But if you purchase stock in a company that succeeds, you can make a lot of money. This is a good risk to take because it’s the one that pays off the most in the long run, providing investors with a chance to earn more money than they ever thought possible over a very long period of time in their lives.

Short Term Investments

There is a saying that the longer you want for a return, the better off you are. However, this is what makes short term investments a little bit riskier. While it’s not generally recommended that people who are of retirement age put their money into short term investments, it’s also not a guarantee that they won’t come out on the good side of things before too long.

The bottom line is that you have to be willing to take a risk to see great rewards, and you have to be willing to do it wisely. Never spend all you have on one single investment. You should spread your eggs out over multiple baskets so that one loss does not affect your entire financial future with such a vengeance.

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