How to Make the Most of Your Sony Credit Card

Issued by Capital One, one of the leading financial institutions in the world, the Sony credit card is one for the books. This card is certainly one that makes purchases easier with Sony, but cardholders are not limited to making their purchases only from Sony. You can use this card anywhere Visa is accepted across the world, making you more secure in your purchases and your shopping habits. Great for booking travel, buying electronics and shopping for anything else you might ever need or want, this card offers 5 points for every $1 spent at Sony, 3 points for every $1 spent on movie and restaurant purchases and 1 point for every $1 spent on all other purchases. It’s a beneficial card to no end. Right now the special financing offer includes 0% APR on all purchases throughout October 2015 and no annual fee. However, even this card can cause financial issues if not used correctly, so we’ve compiled a list of tips to help you use this card as wisely as possible to benefit your financial situation rather than detract from it.

Get the Bonus Points

Rewards points are free money you can use to make purchases and save money in the future. If you apply for the Sony credit card, you are given the opportunity to earn 5,000 bonus points in the first 3 months you have this card. This is going to allow you to redeem points for free product and less expensive purchases. All you have to do is make one purchase in the first 90 days of having this card.

Pay it Off in Full

The best thing you can do for your credit and your finances is pay your card off in full each month. Credit cards, even the Sony card, are not meant to be used to finance things you want in life that you cannot afford. They’re meant to protect you from fraud and make purchases simpler, which means pay it off.

Make Timely Payments

Even if you pay your card off in full each month, you have to pay the balance by the due date. You should be aware of when this card payment is due and make arrangements to have it paid on time, every time. Many cards have a cut off time on the due date, such as 5 pm EST. Please be very aware of this cut off if you’re into making online or phone payments.

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