Retirement

Ideally, you began saving for retirement when you became employed for the first time. If you did not, however, it’s no reason to panic. It turns out that most people don’t start saving for retirement right away, which puts you way behind in terms of your financial future. While it might seem hopeless to you […] More

A new concept in online investing may give investors a new way to grow wealth. Employing software, rather than human brokers, the online service Betterment provides clients with most of the advantages that a human broker offers, without the high fees. Betterment is also able to manage a variety of accounts, from IRAs and trust […] More

There’s something so profoundly confusing about retirement plans, including the Roth IRA. You know you can open one, contribute to it and see some sort of tax write-off as a result, but that doesn’t exactly make it understandable. In fact, I’m a firm believer that if investments and Roth IRAs and other retirement accounts were […] More

The IRS might not be anyone’s best friend, but that doesn’t mean that they don’t have your best interests at heart. Okay, so they might not, but they do offer some tax breaks for certain things and that is something we appreciate very much. With that in mind, we have thought about the many different […] More

According to Yahoo News, 1 in 3 Americans has approximately zero dollars saved for retirement. That’s correct; zero dollars. My 4-year-old has way  more than that saved for some random toy she wants to earn through doing things appropriately around the house, so it’s weird that 1 in every 3 grown up adults have no […] More

IRAs are beneficial in multiple manners; they allow you to reap tax benefits and they help you to save and plan for your retirement. That sounds pretty win-win to me, right? It’s especially beneficial if you’re capable of maxing out the limits of your IRA each year since that means you’re in a place of […] More

Working friends, don’t be fooled by the idea of easier taxes and lower liability when you are no longer working but retired and living on the beach, in the mountains or somewhere on a golf course. You will have just as many issues to deal with then as you do now, only they’re slightly different. […] More

Sun, sand and gorgeous weather every single day is a dream come true. Paradise is a warm climate, perpetually blue skies and the kind of place that makes you want to get on the golf course or on the water day in and day out. It’s places like this that practically force you outside and […] More

When it comes to making financial decisions, many people rely on the help of their financial advisors to make those decisions. Annuities, however, are not that complicated and don’t need the help of a financial advisor. They might seem complicated to understand at first, but they’re actually very easy to understand. The question when you […] More

Many of us dream about the day that we can retire from the workforce, take a deep breath and just enjoy life. Sometimes, the everyday stresses of our jobs and work environment tend to overwhelm us and we go into our happy place thinking of all the things we’d be doing – or not doing […] More

It’s a question many people ask on a regular basis. Where do I put my retirement money? It doesn’t matter if you’re nowhere near retirement age or if you’re close to it, it’s important to know where to put your money and what to do with it. Your retirement money is your way of life. […] More