Life Hacks

In my line of work, I receive hundreds of emails, Facebook and Instagram messages every single day. It’s common when you put yourself out there and you have so many people reading your work, disagreeing with what you have to say (and rarely ever do people disagree in a respectful manner…let’s work on that) or […] More

It’s not uncommon to hear someone muse that their credit score is not where it needs to be. Perhaps you have a rough year with work and you were forced to use your card to pay your expenses and ran up your debt significantly. Perhaps you missed a few payments, made some late payments or […] More

One of the biggest questions that many people have about their credit is what it means to have good credit, fair credit, bad credit, or excellent credit. How do you know that your credit score is excellent? There are any people who believe that a score of over 650 is a great score, but it’s […] More

Any morning people here? My hand is up in the air. I am a huge morning person, not that this means I get excited when the alarm rings at 5 am. I still hate it, wish it would shut up and die and want to stay in bed forever; but I don’t. I jump up […] More

If you came into an extra $1,000 what would you do with it? Some people will go on a shopping spree and purchase all of the items that they couldn’t afford otherwise. Others will take a trip to Ethereum Casinos, hoping to double their money. If you want to spend you financial windfall responsibly, there […] More

Although there was nothing that stood out about credit cards in 2016, there were some interesting developments nonetheless. For example, a wide range of financial institutions pushed out a wider range of financial products for the sake of appealing to a wider range of customers, which in turn, encouraged other financial institutions to fine-tune their […] More

We all have a birthday; I have a birthday month, really. I mean, it’s not my personal choice to have a birthday month, but when the last day of September is the day you were born and you have kids who will do anything to ensure they get something special most every single day, you […] More

Mondays. Yuck. That’s all. No, actually, it’s not. But that pretty much sums up Monday, right? At least, that’s how I see most of the world feels around Sunday evening/Monday morning that’s to Instagram and Facebook and the posts the people I follow create. I’m not going to lie; I like a good Monday morning. […] More

How I begin my day is crucial to how I end my day. I make a conscious decision every morning to ensure that my day begins on a high note. I like to get up early. I like to shower and blow dry my hair, put on my makeup, sit down with a cup of […] More

Get a second job, go back to college and get a really beneficial degree or win the lottery; these are all great ways to ensure you can make a little extra cash. We can tell you all day long that you can go out and sell the things you no longer wear, have a yard […] More

Bad ideas are all over the place, and they’re not always as bad as they seem. Sometimes a bad idea makes for the best story. Sometimes a bad idea turns into a really good life lesson. After all, we appreciate a good mistake. For one, it means you’re trying (unless, of course, it means that […] More