Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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in Investing
, MYD-Investing

Five Advantages and Disadvantages of Owning a Rental Property

It’s been said that the American dream is to own a home. But what about owning more than one home? Not everyone has any interest in owning more than one home, especially when it comes to owning a rental property. I never did. I was perfectly happy owning just the home I lived in, until […] More
in Shopping

10 Reasons It Might be Time to Give up on Coupons

Coupons and I have an interesting relationship. I don’t use them; that’s kind of the relationship. That’s not entirely accurate. I will hunt them down like it’s my business when I make online purchases. For example, I will find a coupon code for Bath & Body Works for either 20% off my entire order or […] More
in Personal Finance

10 Ways Being a Minimalist Can Help You Pay off Debt

Materialism is a way of life for many people. Some of us like to pretend we are not materialistic in any way, saying that money is not important and that other things are far more important. And then we get into our Escalades and drive home in our $200 Tory Burch flip flops and park […] More
in Personal Finance

5 “Money Messes” To Clean Up Before You Hit 30

I’ve always been the responsible type. I’m an ‘old soul,’ if you will, and that means I’ve always been a bit more conscious of things than others might be. My husband is very much the same way. We’ve always been ahead of curve when it comes to our personal and financial life, and it’s something […] More
in Parenting

Why Parents Need to Embrace Social Media as a Good Source of Advice

According to Parenting.com, more than 79% of parents find that social media is a great resource for parenting advice, and we have to agree with them on this one. Social media has really been a great turning point for those who seek parenting advice from real parents who are happy to spout off their many […] More
in Parenting

Sometimes It’s Good to be the Mean Mom, And Here’s Why

Can I share with you a little secret that I harbor? I feel a small (massive) tingle of pride when I hear my kids tell me that I am the “MEANEST MOMMY, EVER!!!” That’s right, people. I am the meanest mommy ever, and I’m pretty proud of it. I feel sorry for those parents who […] More
in Home & Organizing

Watch Out for These Common Repairs if You’re a First Time Home-Buyer

Recently, when discussing the woes of being a first-time homebuyer, a friend scoffed and said to me, “You are not a first-time homebuyer. This is your second home,” when I discussed all the repairs our new home needed. I was a little taken aback, but then I reminded her that I am. This might be […] More
in Parenting

10 Things that No Parents in the World Take for Granted

Ask yourself what you take for granted every day and the list is pretty long. I always think of this when I see that saying on Facebook or Pinterest that reads, “What if you woke up tomorrow with only the things you thanked God for today?” The first time I saw that it really resonated […] More
in Parenting

Why Do I Miss My Kid So Much after only 24 Hours?

My husband and I made the decision to have kids about four years into our marriage. We were both still young; 25 and 26. For us, the decision was a big one. We’d had plenty of time together. We’d traveled extensively. We’d established ourselves in our careers and we’d even built a home. We were […] More
in Parenting

10 Reasons You Should Never Take Your Kids to Fancy Restaurants

I have opinions on so many things – as does everyone else in the world. But one of the things about which I have the biggest opinion is children in high-end restaurants. Being that I am the mother of four, perhaps you might think that I’m all about it, but that would make you wrong. […] More
in Personal Finance

Reasons Why Moving Always Costs Way More Than You Think

I’ve moved twice in my adult life. Considering I’ll be 32 in less than two months, that’s pretty impressive. When my husband and I built our first home and moved in at 21 and 22, we had very little. We saved and saved and gradually purchased furniture to furnish our new home. We bought a […] More
in Parenting

So What Kind of Village Does it Really Take to Raise a Child?

You’ve certainly heard the phrase, “it takes a village to raise a child,” and you might even think you know what it means. Or maybe you have no idea what it means, and you just nod and smile and pretend that you’re down with this mysterious piece of advice. So what does it really mean? […] More

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