Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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  • in Lifestyle

    Reduce Utility Bills With These 10 Simple Tips

    If you want to reduce utility bills then it takes a bit of effort.  Why I never thought that the cost of cooling 1200 square feet and 3600 square feet would make a difference in our utility bills in the hot, humid Florida summers escapes me. I like to think of myself as a fairly […] More

  • in Parenting

    10 Ways We’re Different Parents Than We Thought We’d Be

    I don’t know about you, but I was a perfect parent – before I had kids. Suddenly I was holding this tiny baby and I was not the parent that I thought I’d be. Oh, sure, I had amazing intentions. In fact, I wasn’t yet aware that I was not even close to a perfect […] More

  • in Personal Finance

    Five Passive Income Methods that aren’t “Passive” At All

    The phrase “passive” is one we often view with mixed feelings. No one likes it when you are passive aggressive, for example; but everyone loves passive income. Essentially, passive income is income you earn when you’re doing nothing. It’s money that comes to you without you working for it every second of the day. Your […] More

  • in Parenting

    10 Jobs You Didn’t Realize You Had as a Mother

    Referee and personal bathroom attendant: These are the two job titles I feel I work hardest at and do the most of in my household. Ironically, I am not trained as either (do bathroom attendants receive training?). I’m trained (educated) in the world of finance and English (creative writing was always my favorite) yet I […] More

  • in Parenting

    The Different Types of People You’ll Meet at the PTA

    If never you’ve been to a PTA meeting, please allow me to encourage that you do try to attend at least one. Not because it’s even remotely exciting, or because you want to be involved in yet another organization for which you haven’t the time to commit, but because it’s just a circus. I say […] More

  • in Personal Finance

    How to Buy Your First Rental Property

    Answering the thought of how to buy your first rental property can be a daunting task.  Investing in a rental property is not a minor life decision. It’s something that requires careful thought and consideration, as well as a great deal of work. It’s not an easy job to have, and it’s more like its […] More

  • in Personal Finance

    10 Habits That Can Land You in Really Bad Debt

    Mistakes are not exactly enjoyable, especially when they lead to bad debt, but that doesn’t mean there isn’t a silver lining to be found. We often lament that if we knew then what we know now, if we could it all over again, if we just done this instead of that; and it always leads […] More

  • in Parenting

    An Open Letter to the Parent That Brings Their Sick Child To School

    Dear Parents that Send Sick Kids to School/Practice/Games/Birthday Parties, I hate you. No, really; I actually hate you. I don’t like hate – I say it as a way of expressing myself, but hate – to me – feels like such a wasted emotion. I dislike a lot of things and a lot of people […] More

  • in Personal Finance

    The Keys To Not Repeating Your Money Mistakes

    Everyone makes money mistakes; everyone. Even if you think that you are the best when it comes to managing your money with intelligence and with an educated mind, you still make money mistakes. Every single time you buy a latte at Starbucks, it’s a money mistake. Sure it’s only $4, but it’s also something like […] More

  • in Parenting

    10 of the Most Cryptic Things Parents Say

    I honestly have no idea what I’m talking about half the time when I’m speaking to my kids. They’re asking these difficult questions, maybe behaving like little monsters or even just talking to me in a way that leaves me unsure exactly what’s going on. That’s when I realize that kids are confusing, kind of […] More

  • in Parenting

    Lies We Tell Our Children and Don’t Feel Badly About

    Honesty is the best policy; unless you live with kids. In that case, honesty is not always the best policy (well, honey, I think it would be a lovely idea for you to go to VPK tomorrow and tell all your friends exactly how babies end up in mommy’s bellies so daddy and I are […] More

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