Tiffany Raiford

Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.

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in Mortgages

What’s a Reverse Mortgage and How Does it Work?

A reverse mortgage is a little bit complicated and a little bit simple. It’s complicated because it’s not always easy to understand the process, but it’s simple once the pieces finally click and you understand how the entire process works. What confuses most people is the fact that it’s a mortgage, but it means you […] More
in Parenting

The 5 Best Minivans For Parents in 2015

“This is your second baby?” asked the ultrasound technician on November 6, 2013. “No,” I responded, holding my husband’s hand, “This is our third baby. If you can tell us that it’s a boy, that’d be great. But we will take a third girl and be pretty happy about that, too. We’re good at girls, […] More
in Parenting

Why Fat Shaming Your Kids is the Worst Idea Imaginable

At the end of the day, being overweight isn’t the worst thing in the world. But fat shaming is horrible. You can lose weight, get healthy and live a happy lifestyle – and that’s exceptionally simple in comparison to changing an ugly heart or being that mom who takes the only double cart at the […] More
in Travel

Can You Make Money Off Real Estate While Traveling the World?

Every thought about how to make money off real estate? Many people share the same misconceptions about investment properties. There are those who feel that they can simply purchase some investment property and do what they please while the money rolls right in, and there are those who feel that investment properties take so much […] More
in Lifestyle

10 Affordable Ways To Pay for an Ivy League School

Harvard is not just for the rich, famous and the legacies. It’s for everyone; and it’s actually more affordable than you might think. You see, Ivy League schools have this conflicting reputation. They’re touted as the best schools in the nation – because they are – yet they are very exclusive. The problem is that […] More
in Personal Finance

What is a Money Regrets Budget and How Should You Use It?

The past is the past, and we’ve already mentioned that living there is going to make you more likely to make the same mistakes over and over again. So, at the end of the day, the best thing you can do for your budget is stop dwelling on the past and begin looking toward the […] More
in Personal Finance

The Five Best Bad Credit Loans for 2015

Less than perfect credit is never helpful when it comes to apply for an obtaining a loan. In fact, there are many people across the country who are unable to obtain loan because their credit is so bad. Most banks and lenders will not even look at someone who has less than amazing credit, and […] More
in Banking

Here’s What You Need To Open a Banking Account

Ever wonder what you need to open a banking account? I’m probably the worst person to advise anyone on the process that’s involved in opening a bank account. Seriously, the only time I’ve been in a bank or to a bank in the past 14 years is to have lunch with my husband or show […] More
in Personal Finance

10 Easy Ways to Save Money In the Next Five Minutes

One of the biggest mistakes many of us make in our lives is ignoring our checkbook. I can tell you with certainty that I am guilty, guilty, guilty of doing this. I just balanced my checkbook after nearly three weeks. Four pages and an hour later, I was frustrated and annoyed and kicking myself for […] More
in Parenting

Six Months Pregnant? Here’s What you Can Really Expect

The baby bump has made its appearance, you’ve been feeling good for a while and chances are good you already know what you are having at this point – if you wanted to find out. The sixth month of pregnancy is, by large, a good one. Trust me; I’ve been pregnant three times and experienced […] More
in Lifestyle

10 Types of Facebook Friends That Annoy Mothers The Most

Those who cast stones must not live in glass houses or something to that effect; trust me, I know this. I know that I post about a million things that are annoying, obnoxious and completely crazy on social media, especially on Facebook. I do it; I know I do. I know I do because I […] More
in Diet and Fitness

Gym Membership Isn’t Necessary With These 10 Workout Methods

The gym has too many people and too much social interaction and the equipment is not something that most of us want cluttering up our homes unless we have a dedicated gym room. In my house, I do not. I have four kids that all need their own bedroom and the extra is a playroom […] More

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