Personal Finance and Lifestyle Guide
For the first time ever, the amount of student loans taken out has reached the $100 Billion mark. You read it right, “B”illion. According to USA Today, the amount that students are borrowing is twice as much as they were a decade ago, even after adjusting for inflation. The Federal Reserve Bank of New York […] More
With less than 10 weeks until Christmas, retailers are rolling out their layaway plans for holiday shoppers. As a preferred alternative to credit cards, layaway allows you to place items on extended hold at the store and make interest free payments over a period of time, typically 8-12 weeks. The Benefits of Layaway Lock in […] More
When grocery shopping, you’ve probably noticed meat and poultry to be one of the largest budget busters in your cart. Beef, poultry, pork and fish rarely (if ever) have coupons, but most entrée recipes center around them. So how do we reduce the grocery bill and still get our protein fill? Here are 5 quick […] More
When it comes to cooking meals quickly and inexpensively the best place to start is a well-stocked pantry. We’re not talking stockpiling, just the basic items that can be used in combination with meats, produce, pasta or grains to get a meal on the table on busy evenings. Having these basics on hand at all […] More
If you have ever worked in Corporate America, you may be familiar with the popular Start-Stop-Continue exercise used in decision making and planning. Corporations are successful for a reason and many of the tools used can also be extremely effective in your personal life. The Start-Stop-Continue exercise is the process of breaking a subject down into the […] More
When the phone rings and it’s the PTA president asking you to make 100 cupcakes for the bake sale tomorrow, what’s your first response? “Sure, I’d be happy to.” But in the back of your head you’re thinking, “How the {bleep} am I going to fit that into an already packed schedule?” Or it’s 4:30pm […] More
You’ve decided that couponing is the right thing for your family budget, but your missing something. Coupons! Where do you find all the coupons necessary for big savings? They are everywhere if you start looking for them. Newspaper Inserts The obvious choice for locating coupons is the newspaper. We’ve all known since we were kids […] More
Lately I’ve been hearing quite a bit of chatter on blogs, twitter and forums about people choosing to put the majority of their monthly expenses on credit cards with the intention of paying off the card at the end of the month. While this may sound great in theory, you’re playing with financial fire. Two […] More
There is no such thing as Super Woman. There, I said it. Sorry to burst the bubble of everyone out there who thinks they’re Super Woman, but ladies you’ll drive yourself to the grave trying to be everything to everyone. The power of asking for help can be so freeing and yet for many of […] More
Who doesn’t love a warm cinnamon roll fresh from the oven to start their day? I know I do, but the act of making fresh cinnamon rolls is daunting. You’d have to wake-up at 3am just to enjoy the rolls by the time the kids are heading out the door. So, when I stumbled upon […] More
I have a love hate relationship with laundry. I love the smell of fresh clean laundry and folding it, but I hate sorting it and putting away the folded clothes. Aside from that I hate the cost of laundry detergent, it is a pet peeve. Here are few ways to reduce that expense. 1. Don’t […] More
It seems no matter what decision we make as parents there is someone out there telling us to do the opposite. The same can be said about allowance. I’ve found over the years there are two distinct camps, allowance is payment for chores completed or allowance is just given. However the allowance for chores camp […] More