Shebudgets
Not Planning Ahead
This is the worst thing that you could do in anticipation of retirement. You must plan ahead as early as possible to avoid not having enough money to live on. Ideally you want to start planning in your 20s but if you can’t do that, then start now. Seriously, right now. If you plan ahead wisely, retirement can be a time to enjoy and to relax. The earlier you plan and save, the more interest you’ll earn and the power of compounding will be exponentially greater.