Shebudgets
Not Having A Strategy
You always need a plan when trying to save for retirement. If you are investing by the seat of your pants, you might end up very disappointed later on. Investing for your future requires careful thought and planning. Try to make sure that you consult a professional to map out a plan that is right for your needs. If you insist on not having a plan or having to think about anything, put your money in a Total Market Index fund and relax.