What is the Fastest Way to Make Money in Animal Crossing: Expert Tips and Tricks


In the popular game “Animal Crossing: New Horizons,” players immerse themselves in a world where they can build and personalize their own island paradise. One of the primary objectives in the game is to earn Bells, the in-game currency, which is essential for buying items, upgrading tools, expanding homes, and more. Hence, discovering quick ways to accumulate Bells is a common pursuit among players.

Various methods can be employed to make money in the game, and players may choose strategies based on their playstyle and preferences. However, some techniques stand out as consistently effective for rapidly earning Bells. This article will delve into these top methods, providing tips and tricks to help players boost their in-game wealth efficiently.

It should be noted that although these methods can yield significant income, players should keep in mind that their success also depends on factors such as island layout, market trends, and even their individual skills in certain in-game activities. Therefore, it is recommended that players experiment with different options and adapt them to their unique circumstances to achieve optimal results.

Choosing Your Money Making Strategy

In Animal Crossing: New Horizons, there are several methods to earn money quickly. To maximize your profits, consider incorporating a variety of strategies into your gameplay.

Fishing and Catching Bugs

These activities are some of the most profitable in the game. Players can sell their catches to Timmy and Tommy at Nook’s Cranny or to special visitors like Flick for a higher price. Make sure to upgrade your tools to increase efficiency and swiftly fill your inventory with valuable specimens.

Growing and Harvesting Fruit

Fruit farming can be another lucrative endeavor. Planting non-native fruit trees can yield higher profits, as they sell for more Bells than the fruit native to your island. Plant a variety of fruit trees and harvest them regularly to create a steady income stream.

Investing in Turnips

The “stalk market” can be a bit risky, but the rewards can be tremendous. Each Sunday, Daisy Mae will visit your island to sell turnips. The price to buy and sell them fluctuates, so players should buy low and sell high to maximize profits. Keep track of turnip prices in Nook’s Cranny and consider using online resources to predict trends and collaborate with other players for better deals.

Visiting Mystery Islands

Mystery Island trips provide the opportunity to find new resources, rare fish, and bugs, as well as potentially more profitable fruit types. Invest in Nook Miles Tickets and visit these islands to collect valuable items, then sell them on your island for a profit. Be on the lookout for rare islands with lucrative resources, such as the famous Tarantula Island or islands with a higher frequency of rare fish spawns, to optimize your earnings.

Maximizing Profits

Using the Stalk Market Wisely

One of the most lucrative ways to make money in Animal Crossing is by participating in the Stalk Market. Players can buy turnips on Sunday mornings from Daisy Mae and later sell them to Timmy and Tommy at Nook’s Cranny. Prices fluctuate throughout the week, making it important to sell turnips when the price is high to maximize profit.

To increase the chances of finding a good selling price, players can collaborate with friends to monitor the turnip prices at Nook’s Cranny in each other’s islands. This way, players can take advantage of the best available price for selling their turnips before they spoil at the end of the week.

Efficiently Utilizing Time Travel

Time travel can be a controversial method of earning money in Animal Crossing, but it can be very effective when done properly. By adjusting the console’s date and time, players can speed up the growth of fruit trees, the replenishment of resources, and the appearance of new seasonal events and items.

When using time travel, be cautious, as it can have unintended consequences such as causing villagers to leave, weeds to grow, or turnips to spoil. It is essential to weigh the potential risks and rewards before utilizing this method.

Seasonal Events and Rare Items

Animal Crossing has specific events throughout the year based on real-life seasons. These events often grant access to limited-time items that can be sold for a high price. Players should always participate in seasonal events to gather rare items and earn extra Bells.

Another way to profit from rare items is by fishing and catching bugs. Certain fish and insects can only be found at specific times of the year or day, and some of them are worth a significant amount of Bells. Ensure to check the rarity and selling price of the creatures caught throughout the game.

Paying attention to these aspects—using the Stalk Market wisely, efficiently utilizing time travel, and taking advantage of seasonal events and rare items—will help players maximize their profits and make money quickly in Animal Crossing.

Upgrading Tools and Equipment

One of the fastest ways to make money in Animal Crossing is by upgrading tools and equipment. Upgraded tools, such as fishing rods and bug nets, allow players to catch rarer and more valuable creatures, which can be sold for higher prices at the store.

Initially, players have access to flimsy tools that break easily and have limited functionality. Upgrading these tools requires a DIY workbench and the necessary crafting materials. For example, to upgrade a flimsy fishing rod, players would need one iron nugget and the flimsy fishing rod itself. The upgraded fishing rod lasts longer and has a greater chance of catching rare fish.

In addition to upgraded tools, players can invest in equipment to help manage their resources and improve the efficiency of their activities. Some useful equipment includes:

  • Storage Shed: This portable storage unit allows players to access their home inventory from anywhere on the island, making it easier to manage resources on-the-go.
  • Pocket Organization Guide: This guide increases the player’s inventory space, allowing them to carry more items and making resource gathering more efficient.
  • Wetsuit: Investing in a wetsuit enables players to dive for deep-sea creatures like sea urchins and octopuses, which can be sold for a good profit.

By upgrading tools and investing in useful equipment, players can optimize their activities and maximize their earnings in Animal Crossing.

Creating a Profitable Island Layout

Maximizing your income in Animal Crossing: New Horizons involves strategic planning and designing of your island. By creating a profitable island layout, you can significantly boost your earning potential through activities such as fruit harvesting and flower breeding.

Designing Orchards

Orchards are an excellent source of income, as different fruit types can be sold for a higher price. To create an efficient orchard layout, follow these steps:

  1. Choose a designated area on your island for the orchard.
  2. Plant a variety of fruit trees, including non-native species to increase their selling price.
  3. Organize trees in a grid pattern, leaving two spaces between each tree for easy harvesting.
  4. Keep the orchard free from weeds and ensure trees are watered regularly for optimal growth.

By following these steps, your orchard will generate a steady flow of income as you harvest and sell the fruits regularly.

Effective Flower Breeding

Another way to increase your island’s profitability is through flower breeding. Breeding rare and hybrid flowers can attract valuable insects, as well as being sold for a higher price. Use the following guidelines to breed flowers effectively:

  1. Identify a suitable location for a flower garden on your island.
  2. Plant flowers of the same species but different colors next to each other.
  3. Water flowers regularly to encourage cross-pollination and the growth of hybrid flowers.
  4. Monitor your garden and remove any unwanted flowers to improve the chances of rare breeds appearing.

With a well-designed garden, you will have an increased chance of breeding rare flowers, attracting valuable insects, and bringing in more bells.

Networking and Trading with Friends

One of the fastest ways to make money in Animal Crossing: New Horizons is through networking and trading with friends. As you interact with players from different islands, there are opportunities to exchange valuable items, resources, and Bells, the in-game currency.

When trading with friends or other players, consider using online platforms such as Nookazon. Nookazon was designed specifically for Animal Crossing: New Horizons and has pages for every item in the game. Buyers and sellers on this site are fellow players, ensuring a continuously updated listing of items.

When trading, be sure to take the following steps:

  • Connect with friends or other players in the Animal Crossing online community to exchange valuable items or services.
  • Communicate with other players to learn about the current value of certain items in the game, as these can fluctuate due to demand.
  • Utilize online platforms, like Nookazon, to quickly find specific items or resources needed and negotiate a fair trade.

By actively networking and trading with friends or other players in the Animal Crossing community, success in accumulating wealth can be achieved more quickly.


In Animal Crossing, players have several options to earn Bells quickly. These methods often involve a combination of consistent and high-value activities. One of the most reliable ways to generate income is through catching and selling bugs and fish.

Fishing can be particularly lucrative when players target rare and valuable fish species, such as sharks or golden trout. Carefully sneaking up on valuable insects like tarantulas and scorpions can also reward a significant amount of Bells.

Another method to amass Bells rapidly is by hitting rocks for hidden resources. By digging holes behind their character, players can maximize the number of hits and increase the amount of money extracted. This technique can yield up to 16,000 Bells per rock.

Finally, players can also plant Bell Trees to collect bells periodically. This activity may require an initial investment, but can generate a substantial return to contribute to the player’s overall wealth in the game.


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