Is Cheap Health Insurance Really Available?


The world of health insurance has changed drastically in the past year, and now it’s all slated as being “Cheap health insurance” that’s affordable and simple to obtain. This may or may not be true for some. From personal experience, I can say that my insurance is no longer affordable. However, there are people who are finally insured for the first time in their lives and they are thrilled to no end with this new turn of events. If you’re looking for affordable health insurance, the truth is that you are too late at the moment. There are no more insurance options available for you since the open enrollment period has ended. However, there are certain instances in which you will be able to qualify for a new insurance plan throughout the year despite the fact that open enrollment is no longer open.

One such instance is if you have a life-changing occurrence. For example, you might get married, have a baby or get divorced. You might lose your job and have to provide your own insurance. You might change jobs and need to change insurances. It’s all relative, and there are always ways in if you really do want insurance. The good news, too, is that those who have low incomes might even qualify for insurance that’s cheap. Additionally, your life circumstances might even help you qualify for lower insurance premiums even if you make decent money but you have certain issues in your life. The health insurance marketplace and private insurance companies are available to help you navigate the new world of insurance and the rates that are available with plans that might work for your lifestyle. You simply have to check, and you have to ensure that you now qualify for insurance since the enrollment period has closed for the remainder of the year.

Photo by Adam Berry/Getty Images

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